10. 30-fixed mortgage rates are at the lowest levels in 45 years.

9. No areas of Indiana is tagged as a declining value market.

8. Indiana property tax bills are starting to make sense.

7. FHA mortgage limits have increased.

6. With the state 20 degrees below normal who wants to go outside anyway?

5. Since the IRL and Champ car are now one series you might need extra cash for race tickets.

4. Can't do it next weekend, the big 10 championship is going on in Indianapolis.

3. You did not buy a ticket for this weeks $200,000,000 Powerball drawing.

2. Got the letter that about your adjustable rate mortgage going up three points next month

1. Have to find a way to pay for your Colts season tickets and the stuff their selling from the RCA dome that is all due in about a 10 day window of time.

Hey Folks, all jokes aside. If you live in Indiana and currently have an adjustable rate mortgage or paying over 6% on a fixed rate mortgage we may need to talk. We still have plenty of investors to help with your mortgage refinance needs. Good credit or if you have some "dings" I invite you to contact me to explore your options. So call or complete a application today and let's see if your in the best mortgage for your needs.

Thanks
Tony Grego - Indiana Mortgage Broker that Helps Hoosier Households.