Homeowners facing foreclosure? Who can you trust? If your behind on payments, who should you turn to?  There are plenty of choices, realtors, non-profits, loan officers, family and friends, the bank, 3rd party companies, or investors?  The logical choice would be?  NONE OF THE ABOVE.. In General.

If your facing foreclosure, none of the above would be the appropiate answer in my opinion.  The appropiate choice should be an "EXPERIENCED PROFESSIONAL WHO HAS EXPERIENCE AND REFERRENCES ON DEALING WITH A SITUATION SIMILIAR OR THE SAME AS YOURS."   I know for some, this is not the answer you were expecting. Truth be told, just because a person is a realtor, loan officer, family, freind, 3rd party company or investor, do not mean they are the most qualified person to help you.  Yes they may be willing to help you, however ask your self what makes them qualified?

Ask yourself, in the last three years, what makes the individual you have choosen to assist you with your foreclosure qualified to help you?

Its been my experience, that some of the non-profits, realtors, investors, loan officers, lenders and 3rd party companies have not done right by homeowners. I know some of the above has had good intentions, however some have not been qualified or trained to work with the homeowner and has continued to help the homeowner with damaging results.  Most of these individuals have had good intentions, however they have done the homeowner a dis-service by not stepping a way and directing them to a more experienced individual.

I have found some individuals would not refer homeowners out to the experienced professionals, due to there interest in there "client."  Or some individuals simply state, I don't think my client should be charged for something they can do themselves and I am going to take good care of my freind.
(What makes them qualified, beside freindship?) 

I do have a problem as a professional, I recognize the importance of having a professional experienced working for the homeowner, rather it's a non-profit, realtor, or 3rd party company, if your facing foreclosure make sure you have a Qualified Professional Representing You.

Free foreclosure service for the homeowner doesn't neccessarily mean it is better, and just because someone charges doesn't mean that they are qualified, please, if your a homeowner facing foreclosure, please ask the professional what makes them qualified to help you, and interview atleast three candidates.

If your in Arizona and your in Foreclosure, you can call the Home Owner Ship Preservation Foundation at 888-995-Hope a Non-Profit Organization,  

You can also look for a realtor by searching for Foreclosure Specialist in Arizona, what you want to do is speak with and interview more then one when looking for options to avoid foreclosure, or stop your auction. Don't be embarrased when in foreclosure, you can't afford NOT TO GET HELP..