Carrollton TX Veterans Loans and 100% Carollton TX VA Loans - the best loan program in Texas!
VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.
Here are some of the highlights of this incredible program:
- 100% financing, no down payment required.
- Monthly mortgage insurance is not tacked on to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
So how do you qualify for Carrollton TX Veterans Loans?
You must first verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. You can work with an approved Carrollton TX Veterans Loans lender to order your COE quickly, or you can contact the VA to obtain a copy. Honorably discharged Vets will need their DD214.
The next step is to obtain pre-approval with an experienced Texas VA lender.
It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs.
You can find our pre-approval form here: http://legacyfinancial.com.
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements.
Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options.
Learn more about your VA Home Loan benefits by visiting the Texas Regional VA Locations Office Website: http://www2.va.gov/directory/guide/state.asp?STATE=TX
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and Carrollton TX Veterans Loans for over 23 years and would be honored to answer any questions you may have. It doesn't cost a penny to call!
Call Joy Bates at 817-860-3232, email Joy at joybates@leader1.com, or visit our va website at http://legacyfinancial.com.
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