Yep Fran, It increases the possibilities of fraud when one entity is in control of multiple aspects of the real estate transaction.

Sean Allen

Sean,

I feel a chill in the air!!! :) Thanks for your comment!!! Thanks,   Fran

I'm thinking you should stick to "rah rah" posts praising the perfection of all things Active Rain.

Fran, what went through my mind while reading your post was the pressure that stock holders have put on major underwriters to continually raise the ROI bar. I think that certainly ads to the pressure to do something creative like a joint venture. I'm not sure where it all ends. I do like being a free agent without a relationship like I had at my old company.

Fran,  I sold a house a year ago and the client was an auditor for a large national title co & the things that he told me, blew my mind away!  I agree that we all need a fox hunt and stop this crap from going on.  It hurts way too many people for the benefit of a few.

Ed: I like 'gut check' posts once in a while!!! :^)

Greg: Call it what you like, I see it as cowardice...taking the easy way out...!!!

Marc: You said it better than I could have!!! :)

Thanks,   Fran

Fran, brilliant, brilliant and brilliant!!!!!!!!!!!! I'm in no way, shape or form an a-- kisser but I have to tell you, you're such an intelligent man. I keep trying to think of new blogs that I could write, then I read yours and say "Gosh, why didn't I think of that".

Dawn,

Your question has an easy answer...in an industry so rife with half-truths, misrepresentations, slick advertising, and 'bottom line' diplomacy...'they' don't want us to focus on 'truth'...but guess what, Only the 'truth' will set you free!!! Thanks,   Fran

In our attempts to consolidate separate functions, be-it for ease, or jsut a larger piece of the pie, we forget about what's most important, the consumer.

Eugene,

You are becoming my hero!!! Thanks,   Fran

P.S. The problem is, some don't realize we are ALL consumers!!!

Fran - there are so many ways to point the finger in this mess and they're all right. It's a little of everybody with no oversight. If you get a chance, please post this to our mortgage fraud group.