The across the board minimum for most mortgage companies is a 640 middle credit score. Now, at Cherry Creek Mortgage, we have the ability to approve FHA loans down to a credit score of 580. Earth shattering? Not really, but huge? You bet! This is something that takes a lot of borderline buyers and puts them in the position to buy a home today.
If you're worried about your ability to buy because you're not sure if your credit is good enough, now may be the time to re-examine your situation. Give me a call....options pervail!
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