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Lees Summit Mortgage Preapproval

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Mortgage and Lending with Leader One Financial 164545

Hi Everyone, my name is Darren Copeland: I'm your local Mortgage Expert.  This is a part of what we call our Mortgage 101 series and in today’s post we are covering the Preapproval Process. If you're wanting to know about Lees Summit Mortgage Preapproval or perhaps your just wanting to learn about home loans, well, you've come to the right place!

Whether you’re a 1st Time Homebuyer or purchasing your next home going through the Preapproval process is actually very easy. Before you start the home search let us help you figure out how much you can afford so we can generate your Approval Letter to show your Realtor.  

Once you've gotten your Lees Summit Mortgage Preapproval letter then you’re off and looking for the home of your dreams. Sometimes people are hesitant about calling or applying online, however, we’re here to help and make this a great experience for you. It only takes a few minutes as we gather your basic information either over the phone or onlinem then we'll take some times and figure out the amount you’re approved for and the best loan program that meets your individual needs.  

We can explain all the different programs whether it’s FHA, VA, USDA, or Conventional.  Each home loan program has benefits that the others may not, for instance a conventional loan requires 20% down, but the FHA mortgage loan only requires 3.5% down and USDA or VA loans are 100% financed and have no down payment required but USDA and VA have other requirements such as location eligibility or a history of military service for example.    We can help you make the right decisions when it comes to loan programs and getting you the best rates for your home loan and for your new home all with your Lees Summit Mortgage Preapproval!

Please call us at 816-268-4025 if you have any question! If you'd like to read more about us check out our webpage or visit our youtube channel (link below.)

 

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Darren Copeland | Home Loans | Lee's Summit MODarren Copeland, Vice President LeaderOne Financial

4967-B NE Goodview Circle, Lees Summit, MO 64064

(816) 268-4025

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