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Having an Unauthorized Inspection and Asking for a Repair as a Result

By
Real Estate Agent with Long and Foster Real Estate VA License # 0225089470

Having an Unauthorized Inspection and Asking for a Repair as a Result

When Buyers and Sellers come to terms in a Northern Virginia real estate transaction, inspections and contingencies are among those items to which they are agreeing.  In fact, our Northern Virginia Regional Sales Contract specifically address the access for these inspections by saying:

"Seller will provide the Broker, Purchaser, Inspectors representing Purchaser and representatives of lending institutions for Appraisal purposes reasonable access to the Property to comply with this Contract."

What if a Buyer decides they want more inspections than were agreed to between the parties?  Do they have the right to have those inspections?  If the words "to comply with this Contract" have any meaning, probably not.

A great example would be having a home inspection contingency in the contract, but not a radon inspection contingency.  While the inspector is in the home, what's the big deal in testing for radon?  Hmmm.  Let's see.  The Seller didn't agree to that test.  So if it comes up that radon levels are elevated, that is on the Buyer.  The Selelr would not be obligated to fix the issue.  Furthermore, the Buyer may potentially create a disclosure issue for the Seller, based on a test the Seller did not agree to, if the Buyer does not move forward.  It can turn into a really smelly kettle of fish.

In my experience, it is best to get any specific inspection a Buyer wants, agreed to by the Seller in writing.  If they want a roof inspection, get it in writing.  Radon test?  Get it in writing.  Make sure the inspectors are authorized to be on the property and provide the information requested.

 

Comments(51)

Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Myrl:  Agents advise against disclosure because the law says that sellers aren't required to disclose but a handful of items, most of which don't apply to 99% of sellers.  They are protected from disclosing.  Used to be different, but our laws moved to strongly favor sellers over the last seven years.

Ed:  Sounds like Connecticut might be most like Virginia so far.

Elise:  And that's another thing!  Buyers OR sellers can pay for some inspections which makes zero sense to me.  If a buyer wants to make sure an inspection was done properly, shouldn't they WANT to pay for it.  Yet, they ask sellers regularly to pay for termite, well and septic inspections.  Home inspections and radon inspections are always at the cost of the buyer in VA.

Sep 29, 2013 01:18 AM
Eve Alexander
Buyers Broker of Florida - Tampa, FL
Exclusively Representing ONLY Tampa Home Buyers

While the seller has the option to fix or not....seller does NOT have an option to cancell the contract just because the buyer asked for a repair.  It is the buyers option to continue...

Eve in Orlando

Sep 29, 2013 01:22 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Cindy:  Legal is one thing.  Legally, they probably were on shaky territory having the inspection.  But the reaction your husband had did not bode well for future negotiations.  He left with a feeling that the buyers were sneaky.  Not good.

Tammie:  Interesting way to handle it.  I'm learning so much from other states today.

Rajeev:  Of course, the buyer can ask for anything in their offer. The sellers don't have to agree to them.  Inspections are usually not a deal breaker, but can be if there are multiple offers and one or two of them want to forego every inspection in the book.

Christine:  We are to do that as well, at least in my Brokerage.  It's company policy, not state code.

 

Sep 29, 2013 01:23 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Jay & Michelle:  California has a lot of mandatory disclosures sellers need to make too, don't they?  That's probably why it isn't a big deal.

Eve:  I think that right varies from state to state. Virignia's laws very much favor the sellers.  So while buyers can have inspections, they are to be declared up front.  

Jared:  You must be the reason for the gold star.  Thanks.

Kat:  Radon is a call-in to our contract, not an automatic deal at all.

Gita:  Have had that very issue crop up here.  Inspector recommends an electrician look at the electrical panel and inspect.  To be safe, when that happens, we put together an addendum because we don't want the inspection time frame to run out if we have a hard time getting one into the home.  Most sellers are acommodating if they KNOW what's going on.

Sep 29, 2013 01:29 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Susan:  Yeah.  For those of us that practice in Virginia, it's annoying.  It's a simple thing to ask, "Would you like to have a radon inspection at the time of your home inspection?"  The hardest part of asking that question is answering the follow-up, "What's radon?"  Gee.  Here's a hard answer.  "It's an odorless gas emitted by the breakdown of rocks under the earth's surface that can build up in homes, particularly in basements.  The EPA has acceptable levels of it as it may be linked to health issues such as lung cancer.  If it tests above the EPA acceptable level, you may ask for the seller to remediate the problem.  Here's a link where you can read more about it, but would you like to test for it?"

Bryan:  Another interesting factoid from California.  

Ann:  If anything has come from this discussion, it is once again, that agents need to be well versed in their local laws and be able to help their buyers and sellers navigate within them.

Richie: Apparently, that statement depends on the state and whether or not you asked for the inspection up front.

Lorrie:  A buyer can walk after having a home inspection here, but MUST give a copy of the report to the seller, with notice voiding the contract.  

Eve:  Oddly enough, in Virginia, and most Virginia agents don't know this, if a bueyr asks for repairs, and a seller does not respond within the time frame, the contract becomes void.  So yes, a seller can allow a seller to become void in Virginia if they don't like what they hear in the repair list.  Our state, again, STRONGLY, favors sellers.  Then again, buyers, if they don't like a counter offer made on repairs, can use that same tactic to void the contract.

Sep 29, 2013 01:38 AM
Brian Park
Park Realty Investments - Murray, UT

I don't see any limitations in the clause your displayed, so where does the issue of unauthorized inspection come into play.

Sep 29, 2013 02:01 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Brian:  I guess the words "to comply with this contract" mean different things to us.  If an inspection is not part of the contract, as our inspections have to be specifically called in, then some inspections would not be considered complying with the contract. 

Sep 29, 2013 02:21 AM
Kevin Vitali
EXIT Realty Beatrice Associates - Middleton, MA
Helping Massachusetts Home Buyers and Home Sellers

I think this is taking it to far.  At least in Massachusetts the inspection clause is quite open leading to many different type of inspections while being done in the time period.  Many time a home inspector will raise a concern and recommend a specialist comes in.... are we saying that should be negotiated?

 

Sep 29, 2013 02:24 AM
Jimmy Faulkner
Florida. Homes Realty & Mortgage - Wantagh, NY
The Best Of St. Augustine

You cannot be too careful when inquiring about what needs to be done in a home inspection. You cannot rely on a disclosure by the seller or what the listing or selling agent will tell you. You need a very good inspector and interview the inspector about roof to basement and any special testing. Today you cannoot be too careful.

Sep 29, 2013 02:50 AM
Chuck Mixon
The Keyes Company - Cutler Bay, FL
Cutler Bay Specialist, GRI, CDPE, BPOR

For sure agreement in advance is always easier then after the fact. That thin line is is crossed when we try and list too much and create problem that never were.

Sep 29, 2013 02:54 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Kevin:  I think each state has it's own laws that are tied to disclosure laws.  Virginia, sellers don't have to disclose much of anything.  If unauthorized inspections are done, the AGENTS are put in a position to disclose things the sellers wouldn't have to.  So if a transaction doesn't work out as a result of unauthorized inpsections, you can see where things get ugly.  

Jimmy:  This is not a post againt inspections.  When I represent buyers I want them to inspect, inspect, inspect.  However, I write the offers accordinly to reflect the inspections the buyer wishes to have.

Chuck:  I think local laws and the local contract are all vastly different.  If you aren't working in Virginia, this probably seems absurb.  If you are, it's irritating as can be.

Sep 29, 2013 02:58 AM
Holly Weatherwax
Associate Broker, Momentum Realty - Reston, VA
A Great Real Estate Experience

A contract is the road map to the entire transaction. If you want a certain inspection, write it in. I have had roofing inspections and even pool company inspections written in (they didn't want the house if it was not possible to install a pool).

Sep 29, 2013 06:03 AM
John Elwell
CENTURY 21 Bill Nye Realty, Inc. - Zephyrhills, FL
You Deserve a Full-Time Agent, Not Reduced Results

Our contracts in Florida pretty much leave the type of inspection open so that the buyer can have whatever they want inspected as long as they do it during the stated inspection period. This makes sense in that why would a buyer want to be limited or have to think of every single type of inspection from the get-go. They are not real estate experts. Suppose in your state the buyer has an inspection done and the the inspector notes some discoloration and excessive moisture in the basement. Are you saying that the seller would prohibit the buyer from having a mold inspection done just because it was not specificallly mentioned in the contract. Or how about if the inspector noted that the insulation around the furnace ducts appeared to be asbestos??? I am amazed that some contracts in some states make you list all of the types of inspections that a buyer might want to have done. Does not make sense to me. It is like saying a car buyer can take a test drive, but if he notices a whine he cannot have the car checked to see what is making that sound. Just does not sound fair to me. I am sincerely glad that I do not have to sell homes in Virginia.

Sep 29, 2013 08:13 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Holly:  We think alike.  Clearly, from the comments, our state works a whole lot different than others.

John:  In situations like you describe, and I've had them, we've gone back and asked for more time and for a particular type of inspection as a result of the home inspection.  It's not unheard of.  The Sellers aren't likely to say no.  It's sliding in with rather common inspections that you didn't intend to have, having them, and attempting to renegotiate based on that.  It's akin to writing a cash offer and turning up later with a loan that needs approval.  

Sep 29, 2013 08:59 AM
Jared Garfield
Rich Life Real Estate Team - Buford, GA
Invest With The Best For The Highest Returns!

Chris, 

While you have acknowledged that some of these issues may be more state specific at times, I think you make some really good points, and the liabilities someone may have by performing an unauthorized inspection during the regular due diligence by a  home inspector, certainly has the possibility of causing disclosure problems for the seller.  I would imagine in many states this could lead to legal issues for the buyer if the seller isn't able to sell their home.  Very interesting read, thanks for making some great points that we often don't think about!

Sep 29, 2013 09:46 AM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

In Wisconsin we ask for radon very specifically...and in some cases the selling agent may write in a blanket statement "other testing as licensed home inspector may advise."   One doesn't always know what other conditions may exist at the time the contract is written.

Sep 29, 2013 07:23 PM
Tim Maitski
Atlanta Communities Real Estate Brokerage - Atlanta, GA
Truth, Excellence and a Good Deal

Chris,  Does the Virginia Inspection Contigency form actually have a place where you have to itemize all of the inspections that you plan on doing?  I would think that sometimes one inspector might recommend an additional special inspection for an item that he isn't comfortable in making a judgement on. Could you share that part of the Virginia contract.  I'd love to see the specific words.  I find it fascinating how various states do things differently.

Sep 30, 2013 01:20 AM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

Jared:  Virginia isn't anti-inspection, but we do have specific authorizations to do inspections to comply with the contract.  Going outside what a buyer and seller agreed to in terms of inspections can lead to disclosure issues for sure.

Sally & David:  And in any situation where further investigation into a specific issue was advised, I have gotten the extension of the inspection period extended.  That's how it works here.

Tim:  Home Inspection and Radon are on the same page, but if the radon is not filled in, it is not part of the contract.  Well, Septic and Water Quality are also on the same addendum, but again, if they are not filled in, they are not part of the contract.  We have to check in which addendums are included.  Our contracts can easily get to be 25-30 pages.  

Sep 30, 2013 01:51 AM
Anonymous
John J. Woods

  

   I wouldn't buy a house that I couldn't have comprehensively inspected beforehand.  I think most buyers are not inclined (even if able) to crawl around in the attic space or crawl space.  But if a buyer is so inclined, is that unfettered inspection allowed by law in VA if it's not designated in the contract documents?  What if the buyer designates an inspector as his assign/agent?

   If (one of) the inspector(s) discovers a condition such as mold or radon, I would likely back out of the transaction as I am not going to willingly expose my family or myself to any such potentially serious health hazards.  And depending on what was discovered and where, the owner(s) may not even be aware of it (how many owners ever have a radon inspection done in their own home?) and so it may not come up, even when the seller is required to make full disclosure.  What if the buyer's inspector discovers something that he is not qualified to comment on or explain and he suggests that a more specific type of inspection is required?

   Sounds like Virginia is just a little backward on this issue.  I believe that the ability to inspect & research is (or at least should be, without being spelled out/limited on paper) the intrinsic right of any buyer for any product/item/service before the deal/agreement for that product/item/service is completed.  If not 'common sense', than reasonableness must at least prevail.

 

Sep 30, 2013 04:37 AM
#50
Brian Park
Park Realty Investments - Murray, UT

What I really wanted to ask is this actually a state mandated contract or one created by a bunch of idiots at the state association level being followed by a flock of sheep that belong to the association who believe in being pro seller and anti buyer and you are making it sound like state law. If it is state law then it is time to mandate any member of the state governing body must have at least a 6th grade education. If they are this bad on houses I would definitely hate to buy a used car there.

Since the contract controls I would definitely write in for any buyers I represented there that any and all inspections deemed necessary by the buyers as part of their due diligence shall be allowed during the inspection period, at the buyers expense, and with the full cooperation of the sellers.

Oct 03, 2013 04:01 AM