Write Down Your Financial Goals

Home buying is a process.  First, you need to write down your financial goals for yourselves and your family.

Your financial goals will typically include:

• Saving money
• Owning a home
• Paying off debts
• Earning more income
• Contributing to worthy charities

Write out both short-term and long-term goals.

Obviously, becoming a homeowner is at the top of your list.  That’s why you’re reading our book!

When do you want to be debt-free - 1 year, 5 years, 10 years, 20 years, or 30 years from now?

When are you going to pay off your student loans?  When will you buy a house?  How much money will you save for your children’s college fund?  What year will you retire? How much monthly income will you need when you retire?

These are important questions to think about in order to start the planning process.

Of course, you cannot do everything at once, so you need to prioritize.  Think about it and figure out which goals are most important.  Which should you work toward first?  I believe that owning a home is a cornerstone of that plan.  Home ownership will give you financial stability and you will then be able to start working toward your other goals.  Remember that after your mortgage is paid, you will not have a monthly house payment and then you can retire completely debt-free!

Your Realtor® will help and guide you through this process.  Read more in our book, "Buy Your First Home", http://tinyurl.com/dy2wjx4.

What is great about America? It is the American Dream, of course. It is the idea that we are in control of our own destiny, free from harsh government sanctions as in some other lands.  It is the rights and the freedoms that so many other countries do not have. Sometimes we take our basic values for granted, including home ownership, which is a luxury not afforded to residents in some other countries.

Millions of people from all over the world flock to the United States because of the American Dream, and the basic tenet of that aspiration is home ownership.  I strongly believe that every family should own their own home, and they can accomplish this dream if they have a guide to follow.

You may have some doubts about whether you can buy a home, or you may be uncertain about how the process works.  You may be thinking, "The process is overwhelming.  I don't even know where to begin.  It's too complicated.  Who's going to help me?" 

I agree that home buying takes some time, energy, and effort.  But the freedom of home ownership is so rewarding, your family will be thrilled and I promise it will be worth your effort.  You can do it!  All you need is a guide that you can follow, and a quality real estate professional to assist you.

That's why our book is outlined as a guide that you can easily understand.  Just start with Step 1 and follow the 9 steps in this book. We will guide you each step of the way. We'll also show you how to hire a dedicated REALTOR® you can trust, so you will receive professional guidance and direction.

Let's get you the best home that your budget can afford.  I know that you will follow these steps.  So I dedicate this book to you!  You have the courage to take action and make your dream of homeownership come true.