Listing A Greater Baton Rouge Home With An Addition or Enclosure?
Don't Give It Value IF The Owner Seller Didn't Have A Building Permit!
IF there was no building permit obtained for the enclosure or addition, explore the issue with a local Appraiser and the County Building Inspector as to how they would view this extra space. It's there and the work is done but is it technically classified as "Living Area" or just an extra like a Sunroom or substandard play room?
Why? Read Below For The Answer
Lenders, via Appraisal Management Companies, have a policy that if a home has an Addition or Enclosure, we are to ask about the building permit, to take a photo of the building permit and if there was no building permit, to alert the AMC/Lender immediately. IF YOU LIST A HOME and give value to an addition or enclosure where a buiding permit was not obtained, then you could be over pricing your listing and may have appraisal issues.
DID YOU OBTAIN BUILDING PERMIT FOR THAT ADDITION OR ENCLOSURE?
DON'T enclose a carport or add an addition without a building permit!
In Greater Baton Rouge and without a building permit, this owner enclosed their 384sf carport AND upgraded their central hear/air to accommodate this new area. However, the slab wasn't raised and is 5 inches below the original slab level. The ceiling is painted "PLYWOOD" and inspector says drywall is the approved ceiling type when a permit is issued. Exterior wall is cheaper wood siding. According to Parish Building Inspector, this area isn't technically "Living Area" and the Parish could make them tear it down.
Photo Below: Ceiling Is Painted Plywood
FOR THE APPRAISAL:
I've been advised to consider this 384sf as "STORAGE AREA". Even if the Parish made them tear the enclosure out, the roof would still be in place and covered storage or carport would be left.
PLEASE GET A BUILDING PERMIT FOR THESE....YOU'RE ONLY HURTING YOURSELF IF YOU DON'T!
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