This house in Palm Coast is a short sale, and looks like it is a contender for the title of the longest one.
Anyway, we were hoping that we would get to the approval soon. And then a few days ago I got a frantic call that there was a notice on the house, and it was about foreclosure.
We asked the Seller, but she claimed she did not receive anything. Well, she does not live in the house anymore, so that did not really surprise me. We checked the house, there were no notices on it. The record in the Courthouse showed that it was far from foreclosure.
I thought it was some mistake, and a sense of panic alleviated. And then we received the notice, taken by an IPhone. And it clearly stated that the house was foreclosed upon… Here is a part of the note:
Seller’s dad took the note and send the photo to the Seller, and she, in turn, sent it to me. There was no address, case number or anything, that would attach the note to the house. I called the negotiating attorney. She was very surprised, checked the court records and told me the same thing, that it was quite far from foreclosure.
Could it be a prank? Somebody took the notice from one house and stuck it to the other house, and the same bank was just a coincidence? There is the number on the note, and we call. Give the address… No, it is not a prank, it is their standard tenant notification letter.
It is to let the tenant know their rights. Noble task. But has the house been foreclosed. The lady on the other end is quiet, she is checking. No, it is still in the name of the Seller.
So, why do you, people, state that this house has been foreclosed upon by Bank of America? The lady says that their partners (?) should have said it differently.
Oh, it is simply the semantics.
Calling the bank we have a choice of pressing some numbers allowing them to communicate with us in different languages.
Where is the button for simple English and no BS?
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