VA Loans in Cleburne TX and 100% VA Loans - the best loan program in the country!
VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.
Here are some of the main features of this great program:
- Up to 100% financing, with no down required.
- Monthly mortgage insurance is not tacked on to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
So how do you qualify for VA Loans in Cleburne Texas?
First of all, you must verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. You will need your DD214 if you are discharged.
The next step is to obtain pre-approval with an experienced Texas VA lender.
It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs.
Get pre-approved here: http://legacyfinancial.com.
To get pre-approved your credit will be checked and basic supporting documentation like bank statements and W2s are required.
Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. Don't confuse no down payment loans with meaning nothing is due at closing! Your VA lender should prepare you for how much is due at closing. Your lender can help you with ways to finance the closing costs if you don't have money available for closing.
You can find out more about your VA Home Loan benefits by visiting the Texas Regional VA Office Website or in person: http://www.va.gov/directory/guide/state.asp?STATE=TX.
It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 20 years have been VA Loans in Cleburne TX and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call!
Call Joy Bates at 817-860-3232, email Joy: joybates@leader1.com, or visit http://legacyfinancial.com.
Comments(0)