I have been learning alot in Real Estate. One of the biggest things I have learned is how to change with the Market. With the Lending Industry raising the bar on credit scores, it is harder to get a loan on a home. I think as Real Estate agents we need to help our clients with the possibilty of a Rent to own,or land contract. Even the offer them free credit repair to help them get a better rate when they can qualify. Then it can be said that Real Estate agents came to the rescue to help get the Industy back on track.