VA Mortgage Loans in Hayward CA and 100% Alameda County VA Loans - the best loan program in California! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the highlights of this incredible program: - 100% financing, no down payment required. - No monthly mortgage insurance added to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.
Here's how to qualify for a VA Mortgage Loan in Hayward California: The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. An approved Alameda County VA loan lender can order your COE for you, or you can contact the VA to obtain a copy. If discharged, you will need your DD214. The next step is to get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. You can send us an email or call us to receive your pre-approval form.
The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing. Learn more about your VA Home Loan benefits by visiting the Alameda County Regional VA Office Website.
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Hayward California and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/
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