The Mortgage Rap - Sing along! It's educational, it's fun, and it's fo' rizzle, yo.

The Hemet Home Loan GangstaWhat's the dizzle my home-buyin' homies? This is the Hemet Home Loan Thug kickin' it real n droppin' it like it's hot.

Okay, maybe not. But this is the Mortgage Rap.

It's to the tune of Rapper's Delight by the Sugar Hill Gang and matches up syllable for syllable with the original until the very last line. Just click play on the youtube video to learn the original, then try using the lyrics to bust a dope rhyme fo yourself.

You may learn something about the home loan process. Or maybe unleash your inner MC.

If you find yourself thinking "What the heck is that supposed to mean?" just click on a key phrase and get an answer.

Here we go...

 

I said a hip hop the Hemet, the Hemet
to tha Home Loan Guy, and you don't stop
the rock it when the rates start dropping
but don't thank Bernanke
It's the rhythm of the note with a T

Now what you hear is not a test-I'm rappin to the beat
And me, the groove, and my rhymes are gonna move some property
See I am Mortgage Guy and now home prices are low
For the first time you buy, invest, senior homes, single fam'ly and condo

But first I gotta bang bang the boogie to the boogie
Without equitizzy ain't no refi bizzy
Let's rock, you don't stop
I'm the lender that will make your escrow hop

Well so far you've heard my voice-a but I need to pre-approve
So get on the phone and let's talk loans
Come on, now, bust a move  

Check it out, I'm the h-e-m-e-t home loan guy
N' the rest is f-l-y
Ya see I go with the flow but ya realtor must-a know
My buyers pre-qualify

Ya see a credit score ain't enuff, there's more
Ya got li'bilities
I need a debt ratio and the money you make and employment history
I got mortgage loans for yo brand new homes
That def'nitely ain't the wack
I gotta help you find the right program or else you're talking smack

So when we're through I run your app in DU
and just maybe: pre-approved
If it a-doesn't ok, cuz FHA allows manual, too
Hear me talking bout first time buyaz got less money
as a payment fo' puttin down
But I wouldn't send you walkin' when I could get you talkin'
‘bout a first time home buyer program

Everybody yo hotel motel where you gonna plan to stay? (say what?)
Cuz I'm-a get a home loan, gonna get yo fam'ly set up wid tha real estate
Everybody go hotel motel holiday inn
You see why would you keep paying rent? That don't make no sense

The Hemet Home Loan Gangsta(now Active Rain, am I mellow?...It's on you, so vote fuh me ya foolz)

well it's on n on n on on n on
The beat don't stop until ya home loan funds
I said m-o-r, t-a-g, and end with the letter e
I said-a go buy a home, if not for yo'self
Then it's called investment property

well, my name is known in all of the towns
By all the top producers and tha broker clowns
I'm goin down in history
Like the prices of a bank-owned property

Now the interest is high, now the interest is low
The rate's been bouncin and no one knows
Ya start poppin ya fingers and stompin your feet
Jus' lock the rate in already don't be such a freak
And then bam! ya start escrow today
I said bam - a now your onna your way
Then ya bring it that deposit check
And call up the inspecta for the house inspect

Be callin' the appraiser, time is short
Need a sureshot value on the report
Now I'm not as big as some lendaz you know
But I rap to the beat...and I close

I gotta prelim now, estimated Hud-1
It's a couple weeks later we're almost done

Singing on n n on n on on n on
The loan don't fund ‘til VOE is done
Singin' on n n on n on on n on
We wired yo fundz...congratulation.

 

Related Articles:

Joey Aszterbizzle is the Hemet Home Loan Gangsta and a member of the Active Rain 'hood of real estate thugz, yo. To buy or refinance your crib in Hemet, Riverside County, or California visit www.HemetHomeLoans.com or these digitz: 951.571.5751

 
This post has been included in California Information Riverside County, CA Information Hemet, CA Information
Post is included in group: Mortgages
Post is included in group: AR Comedy Club
Post is included in group: Posts to Localism
Post is included in group: Active Rain Addicts
Post is included in group: Inspired By Song!

48 Comments on The Mortgage Rap - Sing along! It's educational, it's fun, and it's fo' rizzle, yo.

Joey, AWESOME.  When are we going to see the video of you singing your new song?

03/17/2008 06:55 PM by Brian Block -- Northern Virginia & D.C. Real Estate (RE/MAX Allegiance)


Brian: I'm attempting to get the posse together. I'm hoping Dre will help me get some great sounds on the track, but when it will drop...who knows. Keep it real, yo.

03/17/2008 06:58 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


And all this time you've been frontin' like a money dude!

03/17/2008 07:01 PM by Lisa Heindel, New Orleans West Bank Real Estate (Latter & Blum Inc. Realtors)


Joey, Laughing my head off, you are so creative, this was fun.

03/17/2008 07:01 PM by Missy Caulk Ann Arbor Real Estate (Keller Williams Ann Arbor, Michigan)


Lisa: Got my mind on my money and my money on my mind.

Missy: So when are you going to youtube your version of the Mortgage Rap? Thanks for visiting!

03/17/2008 07:05 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Bob: If you say so. Thanks for stopping by...come back soon.

03/17/2008 07:06 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Sho 'nuff, Loc.  Holla atcha boy when ur ridin thru!

03/17/2008 07:28 PM by Paul Slaybaugh, Scottsdale AZ Real Estate (Realty Executives)


Paul: It's clear, from just those two sentences, that you should write my rhymes from now on. WEST SIDE!

03/17/2008 07:29 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey, I love those tattos you have going there.  I have a real life cousin who could compete.  You are very creative.  What program did you use for the head switch? 

03/17/2008 10:23 PM by Marchel Peterson Spring TX Real Estate E-Pro ABR (Results Realty)


JenJen: Thanks for the challenge.

Marchel: uhhh...I'm embarrassed to say because it was probably supa primitive in comparison to heroes of digital mania (can you say Mike Mueller?), but whateva...I used paint to isolate my head from the AR pick, googled the eminem pictures, then put them together in Publisher. After saving them as jpeps, I touched them up in paint to blur the seams a little. I know I could have done it all in photoshop or some other, but I'm a digital goon.

03/18/2008 02:05 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


YO! My Homeslice! You gonna enter this into Bob Stewart's Video CONTEST??  TRUELY inspired Bro!

03/18/2008 05:54 AM by Eleanor Thorne, Cary Mortgage Loans (Meridian Residential)


I love it Joey!  This was way too creative for me!  Eleanor is right...you should enter it in a video contest! 

03/18/2008 08:52 AM by Naoma Doriguzzi -Wachovia Mortgage (Wachovia Mortgage, FSB)


Eleanor: I just came across that yesterday...I gotta figure it out, but I think that's clearly the thing to do. I just don't know if it's fair to unleash me as a rapper on the world.

Jason: See you around.

Naoma: Thank you for visiting. I gotta get my video on, eh?

03/18/2008 09:42 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey!  This is absolutely wonderful.  Could the very first entry into the contest also be the winner? 

 

 

 

03/18/2008 10:42 AM by Mike Mueller (Patagonia Finance)


Mike: I hope so. I've never entered any of the contests. They kinda stress me out. btw- Did you notice the line where I told folks to vote for this entry? A little irony from the Mortgage MC. Thanks for swinging by.

D.: Thanks...come back soon.

03/18/2008 11:30 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Howdy Joey

This is a real hoot for sure.

I can see why our friend Judi Morgan likes ya.

And why she taged ya to find a GEM in the community.

Have a good one

Dale

Face

03/18/2008 09:20 PM by Dale Baker, Home Inspectior- in NH & VT (Baker Home Inspections and Consulting Service)


Joey - I have missed seeing "fun Joey" posts, so this was AWESOME!  I hope you win the contest, buddy.

03/18/2008 10:25 PM by Jason Crouch, Broker - Austin Texas Real Estate (Austin Texas Homes, LLC)


Marc: Thanks for swinging by...come back soon.

Dale: Don't pretend that you're not hard at work practicing this dope rhyme in front of the mirror.

Jason: OUCH....have I been that boring recently? :) Well, it's important to ride the clever train once-in-a-while, but I can't take the train at top speeds like some Austin, TX bloggers I know...thanks for coming by, my man.

Jackie: Yes and no. I got mad skillz, yo, but it ain't take no time. I just freestyled it, fo real.

                                                       okay...maybe a little time.

03/19/2008 01:46 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


omg that video brought back so many memories from back in the day  good job on the remake of the song lol oh and love the pic of you in the gangsta outfit lmao

 

03/19/2008 08:29 AM by Carol Giglio (Appleseed Realty GMAC real estate)


Carol: were you a b-girl? maybe we need to have an Active Rain group for breakdancers. Any takers?

03/19/2008 02:56 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


That was awesome! You are one funny guy this is the best one yet! Somehow your face matches that rapper look - it might be a new direction to take....

03/19/2008 05:38 PM by Todd & Danielle Millar (Glenn Simon Inc.)


Nope wasn't a b- girl unless that means breaking my butt trying to break dance LOL great post

03/20/2008 04:52 AM by Carol Giglio (Appleseed Realty GMAC real estate)


Todd & Danielle: New direction?!? I've been one of the premier rappers on the Hemet-San Jacinto Association of Realtors for a looooong time. Thanks for coming by!

Carol: Never too late to start. Comb back soon.

03/20/2008 10:22 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


The pictures are PRICELESS!  I love it!

For some reason I got Sarah Silverman singing in my head now "knock knock" and then Joey responds ...

LOL!

03/20/2008 11:11 AM by Renee Burrows - Las Vegas NV Real Estate (Nevada Realty Solutions)


Renee: Would you believe that I hadn't seen that until you brougt it up and I youtubed it...ouch! Thanks for coming by. And when I make the video, I might need some flygirls, so feel free to apply.

03/20/2008 01:24 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey,

You never cease to amaze me with your creativity and ability with a blog.......another great one......

03/21/2008 08:49 PM by Chapman Realty


Julie: I aim to please! :)   When are you going to start rapping?

03/21/2008 10:21 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Hi Joey. Great way to have some fun blogging. I haven't heard that song in a while. Very creative. Keep them coming.

03/21/2008 11:54 PM by Vincent Martinez (Prudential Network of Homes)


Vincent: Thanks. It was fun to do...come back soon.

03/22/2008 05:25 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey-is this your night job? :)  that is awesome and so so witty.

03/26/2008 09:57 AM by Midori Miller-Daytona Beach Florida Real Estate Training (CENTURY 21 Sundance Realty)


Midori: Job? What's a job? This is day seven that I'm sick in bed with the worst cold I've ever had. Blech! Do you have any ideas how difficult it is to bust a dope rhyme when you have a cold? Thanks for swinging by.

03/26/2008 12:00 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


I LOVE IT!!! That is the best ~ I used to love that song!

03/27/2008 08:00 AM by Nancy Kent, RE/MAX Hill & Valley, Western Mass (RE/MAX Hill & Valley)


Nancy: Used to? Don't be shy, Nancy. You STILL love that song. Come back soon!

03/27/2008 11:52 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Tom: You mean I can't do both? I better call Dre and cancel the studio appointment.

03/28/2008 03:39 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey!  I"ve read the rest and must admit this is still my fav!  Congrats!

03/30/2008 11:47 AM by Eleanor Thorne, Cary Mortgage Loans (Meridian Residential)


Congratulations -- nice job -- very clever and very creative. 

03/31/2008 10:13 PM by Joan Whitebook, ABR, e-Pro, CEBA (Buyer's Option Realty Services)


Jason: thanks for adjudicating. And for inviting me to participate in my first AR contest. You have unleashed my inner MC.

Eleanor: You're a good friend. We'll have to collaborate on a rhyme sometime...you know, west coast, east coast. Mortgage MCs Unite!

Joan: Thanks for stopping in. I really gotta make a video. This is the most fun I've had blogging in a long time.

03/31/2008 10:20 PM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


Joey!  You rock!, You rap! Wow, you do it all!  This was a great acheivement in mortgage history.  So glad to see you've kicked this contest.  Congratulations!

04/01/2008 12:11 AM by Elaine Hanson, Topanga, CA Real Estate Specialist (Pritchett-Rapf & Assoc. Realtors, Topanga)


Audrey: Thanks for visiting. Come back soon.

Elaine: Thanks. Great job on your recent addition to the contest, too. I liked it.

04/01/2008 03:14 AM by Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)


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Loan Officer: Hemet Home Loan Guy, Joey Aszterbaum (Patrion Mortgage)
Hemet Home Loan Guy, Joey Aszterbaum
Hemet, CA
More about me…
Patrion Mortgage

Office Phone: (951) 571-5751
Cell Phone: (951) 285-1012
Email Me
Hemet Mortgage and Real Estate Blog: buy or refinance, credit, things to do in Hemet, Realtor sales training and misc stuff from the Hemet Home Loan Guy a member of the Active Rain social network since 11/06.

BEWARE OF BLOG: Joey Aszterbaum disclaims liability for any damages or losses, direct or indirect that may result from use of or reliance on, information contained in the blog or for accuracy of comments or opinions of visitors to my blogs. Warm wash with like colors. Do not iron. If rash occurs, discontinue use.


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