If you are PCSing to the Mississippi Gulfcoast (or are the realtor helping a military family), be sure to call me first to see if you qualify to use your VA entitlement.  In Mississippi, I can help you obtain 100% VA financing at low rates AND help you obtain closing cost assistance.  Most military families need some type of help.  The costs of moving are enormous and we all know that the military doesn't reimburse for every single cost.  I have my own in-house underwriter.  Recently, a family PCSing from Italy, emailed me and we had their 'credit side' fully approved before they even came to the states for their house-hunting trip.  Many times, we are able to close on a VA loan in less than 2 weeks.  My direct # is 228-257-9000.  Homebuyers can also go to my secure web site and apply on-line.