Purchasing a home is the biggest investment most people make in their lifetime. During the process, it's important to think twice before doing anything that can negatively affect the important credit score & debt ratios. Following are examples of ill-timed decisions that may derail the home purchase:
Incurring Major Expenses: Making a major purchase such as a vehicle, taking a lavish vacation or incurring debt to pay for a spectacular wedding are examples of expenses that can wait until after closing on the purchase;
Moving Money: Moving money from account to account is suspicious. Lending personnel will ask to see 2 or 3 months’ of statements & may ask why money has been moved. Having to explain & provide the documentation can be tedious & detrimental;
Changing Jobs: Changing jobs voluntarily while purchasing a property is ill-advised. Lenders prefer to see long-term job stability with the same employer.
A good idea when waiting to close on a purchase deal is simply to stay in touch with the lender & ask him or her about the propriety of any potential large expenses or changing jobs before taking action. That way, settlement of the deal stays on track and that house becomes yours! 
When ready, contact me to help you achieve your dream of home ownership in South Florida.
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