I have just returned from my trip to Houston Texas. While I was there I saw a lot of Development going on and I felt right at home (kinda). The one thing that I noticed was that the home prices are significantly lower. Everyone there seem to have the hope of paying off their home some day. Here, in Roseville California, I still have clients that are opting for the interest only notes just so they can buy a home that fits the family. I almost decided to move there. 3000 square feet 4 bedroom, 3.5 bath, game room, media room, 2 car garage with a gym, splash pad and pool for the kids, Basketball court in a friendly neighborhood. The price $225,000. Wow! Let's just say similar to my home for a third of the price. I did buy in 2006 though!

Anyways, on my way back from Houston I thought that this was the perfect place to talk to homeowners about paying off their mortgage in 1/2 to 1/3 the time without changing their daily spending habits. I am assuming that they have disposable income at the end of the month. Based on the conversations that I had I do not think that this is a stretch. If you are curious what I am talking about shoot me a message and today may be the day your past clients thank you again for a job well done.