Home Buyers Marketing II, Inc. is providing this service in an attempt to locate ready, willing and able buyers for the properties available through the MLS®. The Home Buyers Scouting Report® (HBSR) is a free home finding service of Home Buyers Marketing II, Inc. (HBM II) a licensed real estate brokerage services company that provides the Report directly to homebuyers through a secure, password-protected online service. The Preferred Loan Officer's role is to assist in determining a comfortable monthly payment and price range for Home Buyers Marketing II, Inc. (HBM II) to use when it is searching for properties within your search criteria. The Preferred Loan Officer is neither an employee of HBM II nor the provider of the Home Buyers Scouting Report® (HBSR).