Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Since credit is tightening up, it is very important to know what your rights are, under the Fair Credit Reporting Act!
Right now, there are so many credit reporting agencies out there, besides credit bureaus - such as specialty agencies that report insurance claims, medical records, rental records, check writing histories - just to name a few. The Federal Fair Credit Reporting Act promotes accuracy. So, what are your rights as a consumer?
A consumer has the right to be told what information on file was used against them, including the name, address, phone number of agency making the report.
A consumer has the right to know what is inside their file. Note: all consumers are entitled to a free copy of their file every 12 months (including nationwide credit bureaus & specialty credit reporting agencies).
A consumer has the right to ask for their credit score. This information is not normally issued for free, but if you are applying for a mortgage, the lender may tell you these scores for free, as part of your pre-approval package.
A consumer has the right to report inaccurate or incomplete information.
Consumer Reporting Agencies must comply to correct such inaccurate or incomplete information, if proved to be so.
Consumer Reporting Agencies should not be reporting outdated negative information. Note: Bankruptcies will probably show up to 10 years.
Access to consumer files are limited, only to be provided to those with a valid need for access. (Example: applying for a mortgage or car loan - a need to look at your credit file)
A consumer has the right to limit "prescreened" offers of credit and insurance. (You may opt-out by calling: 1-888-5OPTOUT)
A consumer must give consent before an employer can be provided access to their credit or specialty files.
A consumer has the right to collect damages from violators, being able to sue in state or federal courts.
Identity Victims have additional rights, plus active duty military personnel.
Some states have their own consumer reporting laws.
This is not my intention to offer any legal advice, only to give some facts regarding Consumer Rights in Regards to the Federal Fair Credit Reporting Act. For more detailed information, please visit: www.ftc.gov/credit
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.