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Rebuilding your credit the right way

By Edward Gomez

Services for Real Estate Pros with Credit Score Boost - USA Credit Solutions

April 24, 2014 07:00 AM

When people think about rebuilding credit they always start by focusing on the negative items on the bad credit reports first. While this is part of your scoring factor, they forget the most important fact.

Did you know that if you do not have enough positive credit on your credit report as active, you can hurt your score, it can lower or even drop to zero. So let me ask you a question, would you rather build from zero or let's say you have 500 as your Transunion FICO score, and build from 500 ? Which makes more sense?

This is why you need to start today with our Platinum Down tradeline and add an additional line of credit from one of our other programs.

When you start, we will email you with Ftc Approved, Bank lenders steps on rebuilding your credit without having to hire one of those untrusted credit repair companies.

So let me ask you another question? Do you want to do it the hard way, or are you ready to start rebuilding your credit today?

Repair your credit, Restore your Credit today.

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Jeff Jensen

The Federal Savings Bank/Lending in 50 states - Greenwich, CT

The easiest way to improve the score is to reduce the ratio between current debt and high limit.

Apr 24, 2014 08:05 AM

Les & Sarah Oswald

Realty One Group - Eastvale, CA

Broker, Realtor and Investor

Hi Edward, Having high credit scores go a long way towards purchasing the home you want. Having that prequalification and approval letter go hand in hand with the credit score as well. thanks for the post.

Apr 26, 2014 10:58 AM

Sharon Parisi

United Real Estate Dallas - Dallas, TX

Dallas Homes

This is important information for all of us! I like the idea of a Credit Boost business!

Apr 27, 2014 07:19 AM

Brian Quigley - 720-524-3215

The Mortgage Network NMLS#244003 - Denver, CO

COBROKER1 - NMLS#2085418 Beacon Lending

Isnt this illegal? You are basically taking a borrower with no credit, and making them an authorized user on a credit card with someone they do not know, and giving them the perfect credit history??

Underwriting would tear that up

May 01, 2014 02:06 AM

Edward Gomez

Credit Score Boost - USA Credit Solutions - Affton, MO

Credit Score Boost USA

Thanks everyone, Brian - no we this is not illegal at all. You are assuming the wrong information. We do not make a person an authorized user on another persons credit card. We are working with FDIC Trusted Banks who are offering these type of tradelines. Therefore underwriting will not tear it up, it will really help the user.

Thanks for the comment, I was glad I could clarify this for you.

May 04, 2014 10:26 AM

Thank you for your inquiry. For the last year over 10,000 clients have enjoyed a great new tradeline at an affordable price which reports to all three bureaus. Your debt to credit ratio effects over 40% of your score. Adding positive credit will significantly increase your score.

Now you can have access, just click on the link below, which explains the Platinum Down Tradeline Program http://www.boostyourcreditscore.info/p_e122/. You will want to check your credit on transunion before you apply, and ensure you have a score of 500 minimum. If you don't have 500 at Transunion yet, then you can wait and follow our other steps from our bankrate link, or add this now as a secured line of credit with no credit score requirement. We also have other programs that don't require 500, and people with no credit or not so good credit are approved no problem at all from our trusted FDIC bank partners.

Otherwise wish want to wish you congratulations in advance as you purchase this product.

Here is how to get started, just click this link and read the information and follow Steps 1-3. http://www.boostyourcreditscore.info/store/

Once steps 1-2 are finished we will send you an additional email that explains the next steps as you get ready to fill out your application at our trusted bank partners site.

If you don't qualify for this, We now can give you access to any of our credit cards and personal loans, no matter what type of credit you have, we have programs that you will qualify for http://www.boostyourcreditscore.info/p_e123/

Now in about 15-30 days after this starts reporting, you will begin to see score increases as long as you keep your current bills paid on time and do not add any more negative debt.

Finally you can start enjoying your credit, but there are also other areas you can do yourself to start cleaning up your credit. Your bank partner has a free guide to cleaning up your credit here. Although they mention #5, our experts and 20 years experience shows by getting that positive credit first will help your score increase instead of drop, because the majority of the time when cleaning up credit by removing disputes, scores will drop if you don't enough positive credit first.

http://www.bankrate.com/brm/news/cc/20011008b.asp

May 10, 2014 08:13 AM

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Edward Gomez

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