Greensboro, Winston-Salem, High-Point homeowners have an alternative to bad service and denied claims. Find Out How to Avoid Being Ripped Off !
A TARNISHED REPUTATION
A lot of Realtors offer home warranties to their clients, But many may not know that the credibilty of the home warranty industry is tarnished in the eye of the public. And for GOOD REASON. The whole business model is intentionally flawed in their favor. But first, do a little research......
DO A BACKGROUND CHECK
I challenge anyone to Google any home warranty company's name and the word `complaints', rip-off or `fraud'. Find out how many people believe they got burned, turned down wrongfully or got rotten service..... here's one site that should keep you busy: http://www.my3cents.com/. THERE ARE MANY OTHERS.....
There is a HUGE problem in the home warranty industry, and the public is becoming savvy to it. But the days of an ignorant public being preyed upon by an industry lacking integrity is nearing an end. Information is just a click away.
WHY SO MANY UNFAIR DENIALS ?
The problem is INHERENT TO THE MODEL on which MOST home warranties operate. Here's why:
THE NO-DOC HOME WARRANTY and the PRE-EXISTING CONDITIONS clause
If you (as a homeowner) call up a home warranty company, and ask them how they can warranty a house they have never seen, they glibly tell you they take your word for it.
But here's the sad truth : They do not want documentation ! That would eliminate the loopholes !
How many health insurance companies will insure you without a physical exam ?
The fact is, most home warranty companies do not ask for or even accept documentation as to the serviceability of anyone's home, which creates a HUGE LOOPHOLE allowing the warranty company the option of rejecting the claim based on the convenient ' PRE-EXISTING CONDITONS' clause.
The naive homeowner tells them his house and all its systems are in good operating condition. The homeowner is told his/her word is all that is required, but when it is time to file a claim will find it is his word against the home warranty's service technician.
The homeowner will ALWAYS lose if the technician finds a 'pre-existing conditon' or other unexpected situation, because the warranty company always goes with the word of their technician!
KEEPING IT CONVENIENTLY VAGUE
Some home warranty companies even boast that an inspection is not required ! But that is exactly what should be required to establish the condition of the home and its systems and to eliminate the excuse of the 'pre-existing conditions clause.
Documentation would show that there were no pre-existing conditions, there were no improperly installed or sized systems. But the warranty companies don't want documentation. That would eliminate the opportunity to take your money and later deny your claim !
WHO GETS HURT IN THE LONG RUN ?
Obviously the homeowner is the victim. However, Realtors who sell them the rotten warranty product will loose a future referral. To be fair however, there has not been an alternative home warranty product available until now.
THE WAY IT SHOULD BE DONE. Advantage Home Warranty's Approach.
There is one home warranty company that does buisness differently. One that
- requires an inspection first.
- has no 'Pre-Existing Clause'.
- that you will not find any complaints about
- will pay on all warranteeable items
- Realtors can trust with their reputation
That company is Advantage Home Warranty and their product is the 'No Denied Claims' Home Warranty.
Want to see how Advantage ranks against other warranty brands ? Home Warranty Reviews
Because we require an inspection by our qualified inspectors FIRST, you get the documentation required to establish the existence or non-existence of a 'pre-existing condition'.
If any item does not pass inspection, you have the option to have it repaired and be covered by the warranty, or to not repair it and exclude it from the warranty.
It's that simple. No loopholes, no hassle, No Denied Claims !
And its the way this business SHOULD be done !
Any questions ?
For customers in Greensboro and the Greater Piedmont Triad area, contact me to find out how you can get the only 'No Denied Claim's' Home Warranty on the market, covering more items for a comparable price than any of our competitors !
For customers in the Southeast, within our present service area, contact Advantage Home Warranty
Philip LaMachio, Advantage Inspection Clear View, Corporate Center Ct. , Greensboro, NC. 27403
Cell (336) 327-5523 Office (336) 369-2173
Member of NACHI
Proud Vendor Partner of Lowes Home Improvement
Here is an example of an agent getting burned by the home warranty industry !