Join Us Sunday, May 4th 2008
10:00 - 4:00 p.m. at the
SUNY Orange Middletown Campus
for a Free Home Buyers Expo

CLASSES FOR BUYERS

Home Buying 101 : This extended class will cover topics including but not limited to selecting your Realtor,  how to shop for a home, home inspections, financing options as well as the legal aspects for buying a home.

Credit Smart : Now more than ever credit is the single most important factor that will determine if a homebuyer can obtain a mortgage. Freddie Mac's Credit Smart Program will teach potential how to understand credit reports, what factors affect scores and how to improve scores.

Sonyma :  Learn the benefits of the State of New York Mortgage Agency's affordable financing programs including their awesome closing costs assistance, remodel program and their new mortgage to help military veterans.

Building a home : Buy or build?  That is the question! Learn about the home building process as well as financing new construction.

Grants & Down payment Assistance: Come and learn about various programs that may be available to assist you with down payment and closing costs.

FHA : The Federal Housing Administration has long been a partner in helping potential homebuyers reach their dream of home ownership. Come learn how they will allow you to use gifts and seller contributions to buy your home. FHA also has several unique programs including how to buy a remodel a home in one loan.

USDA Rural Development: This government program can help the very lowest to moderate income homebuyers purchase a home with up to 100% financing.

VA : The Veterans Administration has long helped our veterans purchase a home of their own. Come learn how you can still become a homeowner with no money down.

Rehabilitation Loans - Discuss will involve purchasing a home and making repairs or alterations to the home all in one loan.

Two to four family purchase: This forgotten type of purchase will give you tips on how to purchase owner occupied property with rental units. Have your tenants pay your mortgage.

Fannie Mae- My Community and Freddie Mac- Home Possible: These programs are designed to help potential home buyers in Orange County whose income is at or below 165% of the HUD median income ($121,110) or are financing in an underserved area with special offerings for teachers, law enforcement, military, firefighters and healthcare workers.    

Buyer Agent, Sellers Agent, Dual Agent: What does all that mean? How do I know what is right for me.

Foreclosures, and Short Sales: This class will give you practical helpful tips on buying foreclosed or Short Sale properties.

What is Green? - Learn how you can participate in the greening of America. What small simple things that you can do as a homeowner to help leave a better place for future generations.