Buying a home is BIG decision to take...
both personally and financially.
For some, this maybe a
grueling process to go through.
So follow these tips on
How to Become a Clever Homebuyer
and you're well on your way to buying
your dream home.
Educate yourself
Be in control of your homebuying experience and do some research (which you're doing right now, congratulations!). Figure out for yourself how much can you really afford. That way, you can discuss with your mortgage lender and seller backed up with the information. This gives you the knowledge and confidence to make better decisions.
Ask Questions
Not a lot of us have been through the home buying process before. For most, it's their first time. So even if you've done the research, you're still going to go through some real estate jargon you've never heard before. That said, don't be afraid to ask questions. You're paying a lot of money for that house, and you should feel comfortable during the process.
Know your credit score
So before you go around knowing more about real estate, you should know more about your own credit score first. Credit scores are used by mortgage lenders to determine how credit worthy you'll be. This information will then be factored out to calculate how much interest you're going to pay on your loan. You can check out your credit score and other mortgage related information on our website at TheHeckmanGroup.com
Source: AJ Smith/Yahoo Finance
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