Happy Saturday to all!  For those of you who actually take time to read my daily blog I thank first and far most.  I also apoligize as yesterday I SLACKED!!!  Yes yes I know.  I need to kick it into gear and get back on the never ending blogging trail. 

     Most of you who took time to look at rates on Friday probably noticed quite a hike in rates.   Anymore, seems like no matter what lender you use, there are so many pricing adjustments on Conforming products.  A nice 6% 30yr fixed rate could easily go to 7.375% just for being a Cash Out transaction, and borrowers score under 680.  FHA!!!!!  This is the way to go!  No pricing adjustments!!!  I admitt, some conforming products are fit for the right borrower, but realisticly anymore FHA is taking over the old Sub-Prime with great rates!  Just interested in eveyone else's opinion!  Make it a great one!