Did you know by having poor credit that you are missing a lot in life? It's also costing you thousands every year that you didn't even know about. Let me explain. You know with bad credit you could be turned down for home loans, auto loans and credit cards, but that is only the tip of the iceberg.

I was once told that your credit score should be really called your debt score and that made sense to me. The more debt you had the less you could borrow, the less debt you have the more you could borrow. (DEBT SCORE)

So how much debt do you have? Can you afford to pay it each and every month? If you say no, then you need to change how you look at credit / debt. It really is costing you and you don't even know it.

 If you have a credit card and have great credit and buy a TV on it, it could cost you as little as zero interest depending on the card. But, if you have bad credit, you could end up paying double for that TV over time because the interest rate the card has given you because of that poor credit.

But, there is more! Did you know that you can be turned down for a job based on your credit score? How about car insurance? Did you know most insurance companies charge more for people who don't have a certain credit score? If you have perfect credit, you could save up to 40% on your car insurance. Don't believe me? Call your insurance agent. You will be in for a surprise!

So, not only could your credit be costing you a new, higher paying job, but thousands in interest and hundreds in insurance payments. For more information on credit repair and home ownership, please feel free to contact me anytime.

Also, here is a free download that can help you better understand your credit and how it can change your life. Can you imagine having and extra $5,000-$10,000 a year just because of a good credit score? It is possible, it just takes some work.

                                                       



Todd Clark - broker
Kastings & Associates
Phone: (503)524-9494
Fax: (503)622-8739