Lenders Redlining?

Eleanor  What insurance companies have you tried? Usually they have risk bearing property adjustments. So they can insure those properties, just a a higher rate. What about the flood certificate...is it also in a high risk flood area? Sometimes a combination of a few things might make it uninsurable.

I very much have to agree that discrimination is a bad thing. I have been there. But not everything that is done to show statistics is racial profiling. I just feel that the media and alot of people seem to want to jump on using racial profiling as an excuse not to agree with certain statistics. If the insurance companies are forced into making insurance available in these areas at the same cost as a small town that has no crime. They will raise everyones insurance premiums to make up the difference. I do not feel it is fair to me to pay for someone else who refuses to move out of a high crime area or area with dwindling home prices because of lack of job stability. I realize some people would rather not move from their town no matter how bad their economy gets, or would not move for a better job. And that is their choice to live in poverty. This free country is about choices. Detroit is suffering because of the Auto industry moving out but yet people stay there and complain about it rather than move where the job is moving. Companies need to make changes also. Seems more of a difference between doers and talkers.