Spring seems to be the time of year when you think Home - that place in the country perhaps Rhinebeck NY. I'll start looking in the real estate section and see what pops out. You see the home in the Rhinebeck vicinity Red Hook, Millbrook, and Tivoli NY that you fall in love with and make a call to find out about the home in the picture. This might be one approach more like a romantic novel, however the ending might not be the happy ending that the princess lives happy ever after in the castle of her dreams. I would like to pose a prologue to this scenario- a focused thought process to create an opportunity for a happy ending; to some this may sound too realistic, pragmatic, down - to- earth. I strongly recommend a Buyers Checklist. http://www.dirtroadrealty.com/readytobuy/buyers.php
1. Set a target date for moving into your home or buying those acres of land.
Wouldn't it be great to cook Thanksgiving dinner in a new house this year?
2. Do your homework to determine what you can really afford - have a realistic price point. If you have your heart set on a newly renovated kitchen in honor of the turkey, have you calculated the cost of the cabinets, flooring, plumbing, electrical and appliances into your overall budget?
3. Get Pre-Approved for mortgage or alternative financial program and be ready to act. You have found that private parcel of land with a pond and a beautiful view that you have been dreaming of - don't let the possibility that a cash-on-the-spot offer will outshine your almost-there financial status and dim that dream. What will you do with your hammock then?
To Be continued-----------.
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