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Buyers Who thought they Couldn't Buy....Can !

By
Real Estate Agent with EXP Realty 414-525-0563 57026-90 Broker

    Sometimes people believe things because.....that is what they have been told...they read it on the internet...it must be true...it was the experience of...their friend, relative, co-worker...and therefore applies to them.fairy tales The  truth is.....there are lots of people who qualify under different programs or with different lenders, you can buy a home and can do it right now....not after their credit score is raised, not years after their ....short sale, bankruptcy, divorce, education loans are paid...but right now !

     We believe that it is our obligation to find ways for buyers who have been told the "you can't buy until..." fairy tale to find a way to help them renew or begin living that American dream of home ownership.

    We have all heard the anthem sung across the country, of "buy locally". We go to farmer's markets...we buy from the local jeweler...the unique boutique...but there is also the option for buyers with varying circumstances, to find an entity that will LEND LOCALLY.Buy Local

   In the past year we have worked with new and former home owners that have been able to buy a home that have:

  • Recently completed a short sale
  • Had credit scores below traditionally "acceptable levels"
  • Had a past foreclosure
  • Filed for bankruptcy
  • Had little credit history as a new or recently single Buyer
  • Incurred education debt

   If you want to buy a home and any of these scenarios...or a combination of them...have you believing that home ownership is years from  now...or will never happen again, call the Hansons. We have worked with people throughout southeastern Wisconsin helping them make the American dream a reality.

    If you live outside the Badger state and this is your current buyer profile...Call us and let us help you find someone who cares enough in your market to make your dream, your reality. 

Posted by

Sally K. & David L. Hanson, ABR, CDPE, CSS, e-Pro,ILHM, REDS


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Conrad Allen
Re/Max Professional Associates - Webster, MA
Webster, Ma, Realtor

See Sally K. & David L. Hanson for all you real estate needs in Southeastern, Wisconsin.

Oct 27, 2014 08:22 PM
James Dray
Fathom Realty - Bentonville, AR

Morning Sally and David, times have changed from just a couple of years ago. the acceptable levels of credit scores are coming down to 580 in this area.  People are looking, homes are being sold quickly.  Times are good....

Oct 27, 2014 08:41 PM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

Life sometimes gets in the way and there are realtors who research financing options for people who may have thought it impossible to be a homeowner.

Oct 27, 2014 08:44 PM
Roger D. Mucci
Shaken...with a Twist 216.633.2092 - Euclid, OH
Lets shake things up at your home today!

So much has changed over the years.....creative financing I do believe.

Oct 27, 2014 08:46 PM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Sally. I work with many that have or had credit challenges, it takes some work, but many have become wonderful homeowners and many more to come.

Oct 27, 2014 08:49 PM
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Sally and David. Everything is local and everything is better that way. Great post.

Oct 27, 2014 08:52 PM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

It warms our hearts when the American dream is reality.

Oct 27, 2014 08:54 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Sally and David, Wisconsin buyers that are unsure of their ability to qualify for financing should give you a call for guidance.  

Oct 27, 2014 09:58 PM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

This is the perfect scenario where we enjoy being in this business. Helping a buyer through the process and putting them in the right direction to find out they that they can afford the American Dream.

Oct 27, 2014 10:28 PM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

One would be surprised at how many people you can help with a little extra effort and research...and the reward you get seeing their dreams become reality.

Oct 27, 2014 10:37 PM
Roy Kelley
Retired - Gaithersburg, MD

This is good advice for prospective home buyers. Many credit challenges can be overcome with some good advice.

Oct 27, 2014 10:57 PM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

That is something I SHOUT from the roof tops for buyers to meet with LOCAL and trusted lenders to get pre-qualified. The outcome is usually much better than those that choose the internet for advice and mortgages,

Oct 27, 2014 11:00 PM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

 

 

We are shouting the same tune Scott Godzyk...federally backed loans are not the only ones out there....

Oct 27, 2014 11:06 PM
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

Back in the 70s when interest rates were hugely high, I remember people saying they may come down but "never" below 10%.

Ummm...

Oct 28, 2014 12:07 AM
Kristin Johnston - REALTOR®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

Good for you guys and a great reminder to not just assume you can't buy!

Oct 28, 2014 12:13 AM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

Sally - I like that saying, "Lend locally!"

This reminds me when I was working with clients who wanted to buy commercial. They started out with the Big Boys in the major city of you know who... Near the end the big boys weren't so big after all but the little boys locally did!

This is a terrific post and I support what you have to say!

Oct 28, 2014 02:49 AM
Jeff Jensen
The Federal Savings Bank/Lending in 50 states - Greenwich, CT

So you have found some local banks that will porfolio buyers with baggage I surmise.

Oct 28, 2014 07:45 AM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

Local folks that don't rely on government underwriting guidelines can be a tremendous help to people who need a little help.

Oct 28, 2014 07:52 AM