I hope you know what Upromise is and use it to shop on-line. But if you don't and you have children - please, take a look at their web-site. You will save money for your kid's collage by doing what regular shopping or on-line shopping. I get 7% back from snapfish, 1% back from ebay, 3% back from overstock and 6% back from vista print, where I order my business cards. It is not much, but you can invest it and in 15 years, you might have $5,000 extra for your kid's school.