Credit score requirements have been going up, up and up these days.  Basically, if you have below a 730 and your LTV is above 60%, then FNMA has a .5% to 3% hit to pricing.  What has happend is that all of the conventional conforming borrowers have flooded FHA and now the DE Underwriters desks are overflowing with FHA loans.  As a result, the lenders have increased the credit score requirements for FHA.  So, it's just getting more and more difficult for mortgage loan applicants to qualify for that perfect mortgage loan. 

Enough of the bad news, now let me share with you a solution for those considering the purchase of a home.

FREE 15 MINUTE CREDIT SCORE SEMINAR