Why Do Home Buyers Still Not Know Their Credit Scores?

Ginny, you are right. This is a number that should be in-grained in their heads like their phone number.

Absolutely!  Waiting to find out about bad credit, right at the time good credit is needed, is not the way to go. Free credit reports that won't impact credit are out there and available to all.

IT's hard to believe Ginny that anyone does not know his or her credit score these days, and homebuyers in particular.  Free credit reports with credit cards give us easy access and it is a must know when looking to buy a home and understanding the financial implications.

Ginny, it is so easy to find one's credit scores and still not be expected to make a commitment.  Once they find the score, and anything less than 600  shows, that ls when they should seek the help of a financial professional such as a lender to get assistance in fixing the score

Good morning, Ginny Gorman people are foolish to NOT know their credit score, whether they are in the market or not... every person needs borrowing power and that score is most important....

You make a very good point Ginny, but people I think are afraid to take that step, or are turned off by some of the strings that are attached to some of the "free" offers of credit scores.  Some people don't want to share their SSN on the internet.  People do need to be educated.

Thanks for sharing.

Ginny: It really is perplexing that some consumers do not take the first step and find out their credit score before deciding they want to buy a home.

Ginny Gorman Good Evening Ginny!!  You are absolutely right!  I wish all buyers would do this beforehand.  

Ginny you have provided needed information in this blog.  Another avenue potential homebuyers have to find out their 3 credit scores quickly for free, as well as how much house they can purchase is by calling a Loan Originator and starting the pre-qualification process.

 Good morning Ginny. I have attended a seminar put on by a local mortgage company that was designed for first time homebuyers. I learned an awful lot about mortgages.

Ginny... you are so right. It's absolutely astonishing in this day and age that someone doesn't regularly check their credit scores!