Here we are Monday April, 4th of this up and down 2008 year.  DECLINING MARKET, DECLINING MARKET!!!  Thats all I've heard recently.  Seems like no matter where you want to buy the property is in a declining market.  Well I hope buyers in todays world and crazy upside down market understand its going to take lots of money if they want to own their own home.  Although its getting harder and harder to find great borrowers THEY ARE STILL OUT THERE AND THERE ARE MANY LOANS TO CLOSE SO LETS ALL KEEP POSITIVE AND GO CLOSE SOME LOANS!  GOOD LUCK.