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“Long Distance Mortgage Applications”

By
Mortgage and Lending with Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 NMLS # 6869

 

 

“Long Distance Mortgage Applications”

 

 

I am fortunate that I get clients from most states and even out of the country. Many ask how difficult it is to do mortgages without being face to face, the bottom line, there is almost no difference.

 

My preference is always to be face to face, but between email, faxing, scanning or overnight mail, it all goes just as quickly, especially within the 50 US states. It becomes a little more challenging when I’m working with clients from foreign countries. Language and documents that need to be translated will slow up the process, but all still doable.

 

Since I am licensed in 8 states, CT, MA, RI, VT, NH, ME, NY and FL, no matter if someone is sitting across from me or is a 1000 miles away, getting a mortgage done is pretty simple these days.

 

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Equal Housing Statement: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing becuase of race, color, religion, sex, handicap, familial status, or national origin.

Lottie Kendall
Compass - San Francisco, CA
Helping make your real estate dreams a reality

When face to face isn't possible, we can still take care of business. Nice that people in so many states can work with you, Joe.

Jan 27, 2015 11:27 PM
Sharon Paxson
Sharon Paxson, Realtor® EQTY Forbes Global Properties - Newport Beach, CA
Newport Beach Real Estate

Hi Joe - that is fantastic and so glad to hear that the distance does not dissuade buyers!

Jan 27, 2015 11:49 PM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

It's amazing what we can do nowadays without being face-to-face! 

Jan 27, 2015 11:53 PM
Potranco Realty
Potranco Realty - San Antonio, TX
"Sold with Potranco Realty"

WHAT? not Texas........ Joe it's great your licensed in so many states no wonder you're so busy.

Jan 27, 2015 11:53 PM
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

So glad to hear that works out so well for you.  It definitely broadens your reach.

Jan 28, 2015 01:00 AM
Belinda Spillman
Aspen Lane Real Estate Colorful Colorado - Aurora, CO
Colorado Living!

That is so cool that you are multi-stated.  I don't see Colorado on the list though!!!

Jan 28, 2015 01:02 AM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Joe,

You have a big marketplace, and given your personality and commitment to great service, I am sure that clients are comfortable via long distance.  You just are that good!  A

Jan 28, 2015 01:25 AM
Noah Seidenberg
Coldwell Banker - Evanston, IL
Chicagoland and Suburbs (800) 858-7917

Joe, you are such a hard worker and so motivated I really enjoy your enthusiasm. You have an excellent work ethic.

Jan 28, 2015 01:35 AM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Joe - It is pretty amazing how technology has allowed us to conduct our business pretty much all over the world, or at least in those areas with the same technology.

Jan 28, 2015 02:45 AM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

Technology has made our business one without geographical boundaries beyond licensing.  So long as we're familiar with the markets we serve, as you say, there's no difference in the process whether it's sitting face to face or wiring funds & documents over thousands of miles.

Jan 28, 2015 06:34 AM
David Shamansky
US Mortgages - David Shamansky - Highlands Ranch, CO
Creative, Aggressive & 560 FICO - OK, Colorado Mtg

Agreed I used to meet with 3-4 appts a day and now I can do as many as 7-8 with the technology and they actually may close a little faster now!

Jan 28, 2015 01:21 PM
Andrew Mooers | 207.532.6573
MOOERS REALTY - Houlton, ME
Northern Maine Real Estate-Aroostook County Broker

You have a healthy collection of states, where the buyer's hail from but one more level to achieve. Out of the solar system, or beyond planet Earth. First loan on a 100,000 hectares of the Moon, one of Jupiter's moons. Now that would be cool. Feather in your mortgage lender's cap. Boy this coffee is levitation grade today Joe. The weekend is getting closer too!

Jan 28, 2015 07:53 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, Joe Petrowsky. So when are you getting licensed in North and South Carolina?

Jan 28, 2015 09:52 PM
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Joe, technology does make our jobs easier....and what abot West Virginia?

Jan 28, 2015 11:33 PM
Evelyn Johnston
Friends & Neighbors Real Estate - Elkhart, IN
The People You Know, Like and Trust!

You are in demand Joe! What about the Loan Officers under you, are they licensed in other states too?

Jan 29, 2015 11:32 AM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Joe I agree with you thanks to the technology, I have buyers and sellers from all over the globe and it works, Endre

Jan 29, 2015 05:02 PM
Dagny Eason
Dagny's Real Estate - Wilton, CT
Fairfield County CT, CDPE Homes For Sale and Condo

Good morning, Joe.     You sure cover a lot of territory!

Jan 29, 2015 07:37 PM
Maria Gilda Racelis
Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington - Manchester, CT
Home Ownership is w/in Reach. We Make it Happen!

Good Morning Joe: That is the beauty of technology. But the clients will be missing one wonderful opportunity--the chance of meeting you in person.

Jan 29, 2015 08:21 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I hate to be picky, Joe, but do you need two different licenses for VT, or did you make a typo?

Jan 29, 2015 09:29 PM
Wayne Johnson
Coldwell Banker D'Ann Harper REALTORS® - San Antonio, TX
San Antonio REALTOR, San Antonio Homes For Sale

Joe-The availability of technology has really been a big help in making this industry as efficient and it is.

Feb 01, 2015 04:27 AM