I've been trying to gain new relationships with some "Niche" banks and would like some advice as to where else I should go to gain some new relationships!! I've signed up with Accredited, Wilmington Finance, and am thinking about signing up with Taylor, Bean and Whittaker as well, all though as I wrote in my last blog, I'm not so sure I want to do that!! So now I'm looking into getting some new relationships with some more "Niche" banks!! Now I know there are hardly any leftv out there that will entertain any loan under a 620 FICO. Some will dip down into the lower 600's and even fewer will dip into the upper 500's for the right LTV, but the only ones I have gained relationships with thus far have been the above mentioned lenders. Do any of you know of any others that are worth a try? I want to form relationships with those banks that will still do investor loans, or second homes or how about more banks that will do stated deals!! I know they have to exist, but because so many have "imploded" I'm not sure who's in business now and who's not!! I left the mortgage industry to have a baby and now have been back in it for a couple of months. When I left to have the baby, I still did a few loans on a referral basis, but was out for just long enough to have lost track of all of the "aggressive" lenders. Everyone in my office currently does mostly "A Paper" borrowers, which is great, but we'd be able to do a lot more business if we could gain a larger array of "non-prime" and even "alt-A" lenders! I'd love to have all of your opinions on who is the "best" lender for those types of loans and also wouold like some more opinions on who is the best lender for manufactured home loans!!

Keep it coming!!!