NO FICO REQUIRED!

Our loans typically fall outside the guidelines of traditional financial institutions and sub-prime lenders due to low credit scores (below 500 FICO), NOD's, BK's, limited documentation, cash out and high debt ratios.

    * 300 FICO = OK
    * Current Bankruptcy = OK
    * Current Foreclosure/ Notice of Sale = OK
    * Unlimited Lates = OK
    * No Seasoning = OK
    * Unlimited Cash Out

LOAN GUIDELINES & HIGHLIGHTS

    * Commercial, Residential
    * Loans from $100,000 to $200,000,000
    * SFR Up to 65% LTV
    * Commercial Up to 75% LTV
    * Lending Area for Residential: AZ, CA, CO, NV, OR, and WA
    * Lending Area for Commercial: Nationwide - Metro Areas Only
    * Stated and Bank Statement programs

EASY LOAN SUBMISSION: QUICK TURNAROUND
Submit loans by email, by telephone, or by fax. There is no approval or set-up process required to bring us a deal. To start we need:

    * Completed 1003/1008
    * Credit Report
    * Appraisal (if ordered) with color pictures