10 Ways On How to Sell Your House Before Foreclosure

Make your mortgage payment your top priority. If you’re in serious financial trouble, don’t worry about credit card bills, personal loans, and other unsecureddebts until after you pay your mortgage. The only thing to be aware of if you take this path – credit card companies can harass you faster than your mortgage company right now. So be prepared for phone calls. Falling behind on these debts can cause you to accumulate fees and can damage yourcredit, but the consequences are simply not as serious as falling behind on your mortgage, soprioritize your debts accordingly.

Get help. If you’re having trouble making payments, you may benefit from credit counselingor a debt management program that includes housing counseling. Your lender may have such a program, or you can see if your local housing authority or extension service offers debt counseling or foreclosure avoidance services. If not,Choose a credit counseling agencycarefully, as some agencies charge exorbitant fees that will make you even worse off. Depending on your circumstances a debt management program may also be a good option. Finally, you may also want to consult an attorney, especially if your situation may be the result of predatory or deceptive lending practices. In any case, get help quickly so that you can take advantage of all possible remedies, and above all be careful about who you deal with (see the warning below).