Yes, it is a very good time to buy a home in Rhinebeck, NY

Yes, it is a very good time to buy a home in Rhinebeck, NY or in one of the neighboring towns of Red Hook, Millbrook or Tivoli..  What makes it a Buyer's market in our area? 1.  Prices have not risen as dramatically as they have in the past years and have even declined somewhat; http://www.hvmag.com/ME2/dirmod.asp?sid=B5549CFD24E64BAC93E11938AD51A18C&nm=Archives&type=Publishing&mod=Publications%3A%3AArticle&mid=8F3A7027421841978F18BE895F87F791&tier=4&id=509778CC36774CAB9080C48F5F3518B5

 2. Inventory has remained on the market for a longer period of time and 3. Interest rates are hover at relatively low levels.

What makes this opportunity right for you? The key to opening the door of your home in this buyer's market is the affordability factor and your financial disposition. As Shelly Banjo writes in her article A good time to Buy a House if you can afford one " That is ,if you have a secure job, can afford higher down payments than were required a few years ago and can meet lender's much stricter income and credit requirements. http://online.wsj.com/article/SB120503435496922429.html?mod=WSJBlog

 Especially in today's market, the right real estate agent - or the wrong one - can have a great deal of impact on not only the outcome, but the entire process of purchasing real estate.  Do you know if your real estate agent is working for you or the seller? http://www.bankrate.com/nyt/news/real-estate/agency1.asp

 Traditionally, real estate firms represent and work for the best interest of the seller.

Listing agents (the ones with the sign in the front yard), and the company that they work for, represent the SELLER, not the buyer. Their job is to get the SELLER the highest price on the best terms. The job of the Exclusive Buyer's Agent (EBA) is to get the BUYER the lowest price on the best terms.

It just makes sense!