Forclosure Fraud Schemes

Hello, Today is January 9, 2009. My name is Helena Jett and one of the Real Estate Fraud Victims of Lender, Barry Cooper Properties, Encino, (1999, FTC:U.S. District Court Case, #99-07782 WDK-E) CA.  First, I'll condense my ongoing horror story of my own complex Real Estate Fraud Case, which began August, 2007 and is on a continuum basis which includes the following entities to the Real Estate Fraud enacted on my person and property located in Beaumont, CA. The Real Estate Predators are the following: EZ Lending Corp, (Riverside, CA); Tyra Willis-Vizcaino (alias), licensed CA R.E. Broker (under investigation by the CA, D.R.E. & CA, Riverside D.A.); DMI Lending, Unlicensed Broker, employed by Barry Cooper Properties (currently under investigation by the FTC); Old Republic Title Co. (closed fraudulent Refi Loan on my property by Barry Cooper 8-2-2007); Financial Title Co. (closed fraudulent Refi Loan by Barry Cooper 8-8-2007; Featherston Trust, et al; Delores Madird, Riverside, CA Licensed Notary (effective, July, 2007).

First, I'm a 64 year old, CA licensed Foster Care Mom residing in my home of almost 40 years in Beaumont, CA.  I'm the elder victim of intentional Real Estate Predatory Lending Fraud, Forgery, Real Estate Agent Fraud, Broker Fraud, I.D. Theft, Notary Fraud, Title Insurance Fraud, whereby I've obtained a permanent Restraining Order against the RealEstate Agent, Tyra Willis-Vizcaino referencing Terrorist Threats, I.D. Theft, and Forgery...all relevant to a August, 2007, Fraudulent Real Estate Refinance Loan enacted by Lender, Barry Cooper Properties, Encino, CA. 

Upon investigation, Under Section 6 of the Real Estate Settlement Procedures Act (RESPA), I have demanded Barry Cooper Properties, 2007-present, via 3 Quality Written Requests (QWR) for disclosures, (to date not provided to me) of the complete packet of Original "August 2;August 8, 2007" Loan Documents, in my name, pertaining to an Unrecorded $230,000 Note Secured by a Deed of Trust on my property, at the rate of 12% interest per annum, payable $2,532.50, Principle and Interest Monthly, started on September 8, 2008 until August 8, 2027, at which time the entire unpaid principal balance and accrued Interest shall be ALL due and payable, inclusive of the stipulation and dtriment of PREPAYMENT PENALTIES.  My set fixed monthly income is $1100 per month.

Furthermore, I have had no-disclosure, provided to me personally or by messenger, by Barry Cooper Properties, even upon my 3 Certified Mail DEMAND REQUESTS to Barry Cooper Properties, since the alleged August, 2007, Inception and  Origination of said Refinance Loan in the amount of $230,000.  From August, 2007 to January 9, 2009, I have had non-disclosure, by Barry Cooper Properties of the following Documents:(1) Loan Application (fraudulently filled out & forged in my name by D.R.E., licensed (10 years) R.E. Agent, Tyra Willis-Vizcaino); (2) Right to Cancel; (2) Deed of Trust Note (only 2 pieces of paper recently supplied by Barry Cooper); (3) Adjustable Rate Note Addendum to the Note for the interest only payment period, (4) Truth in Lending Statements; (5) Good Faith Estimate (GFE); (6) HUD 1, Appraisal; (7) All required disclosures and rate sheets associated with my August, 2007"LOAN" transaction; (8) Verification of Income (via Credit Reporting Agencies), and Income and Asset Resources relevant to QUALIFYING FOR $230,000 Refinance Loan and only receiving $1100 monthly fixed income. (9) Itemization Sheet of all August, 2007 costs, fees, monies' disbursements, Agents/Brokers/Lenders Fees attributed to August, 2007 "Loan" transactions, etc.

Wrongful Foreclosure procedures against my person and Beaumont property were first  initiated on 10/23/2007 by Featherston Trust (Cooper Properties). I have protested and have 18 legal defenses to the the multiple Wrongful Foreclosures, Default Sales, Trustees Sales, Recissions, Reconveyances, etc between October 23, 2007 to present by Barry Cooper Properties, by which I've addressed and sent formal, Certified Complaints to the following agencies: California Dept. of Real Estate (D.R.E.); CA Riverside County, D.A.; Secretary of State (Notary Fraud); Federal Trade Commission (FTC) regarding violations against the (2008 Revised)TILA, HOEPA, RESPA, FTC Acts' by Barry Cooper Properties, et al; CA Attorney General; Beaumont Police reports re Real Estate Fraud, Forgery, I.D. Theft; Riverside County Restraining Order; Riverside Superior Court ...August, 2008 Default Judgment against Tyra Willis-Vizcaino re Real Estate Fraud, Forgery, I.D. Theft, Theft of Real Estate Loan Proceeds, etc. 

Moreover, regarding my investigation of "Barry Cooper Loan Scams," on the internet...on the website "11,000 Californians are being investigated for Mortgage Fraud," I met Donna Cox, another Barry Cooper Properties" Real Estate fraud victim, by whom resides in the Sacramento, CA area.  We are both recent Barry Cooper fraud victims.  If you go to that website, you'll review both Mrs. Cox and my commentaries.

Mrs. Cox and I are in desperate need of a Real Estate attorney who will take our cases on a Contingency Basis, Fee Upon Settlement, or otherwise.  As of this writing, we are seeking media intervention, as Featherston Trust (Cooper Properties) via an Illegal Unlawful Detainer, has now proceeded to illegally evict me from my Beaumont property (Banning Case #BAU000471). 

In conclusion, the judge granted me a Continuance until January 16, and, as the emergency eviction attorney I hired states:  I need to file a Complaint/Injunction ASAP or I'll be thrown out of my property within weeks by the Unlawful Detainer action.  At this writing, I'm attempting to find a roof over my head for my tenants, foster children, pets, etc.  Due to all the backlog of the above-referenced agencies... I'm a pebble in the water.  There must be a attorney out there that can represent Mrs. Cox and myself.  Please contact me @ 951-846-6301 or 951-769-6259.  Thank you, Helena Jett and Donna Cox.

I have personally known and conducted business with Mr. Barry Cooper and his firm for many years.  More, I have personally recommended his firm to others.  At no time has his firm or any of his associates been anything but kind, considerate and above board.  More, this is the consensus of everyone that I have recommended to his firm. Mr. Cooper is always personally available to answer questions, and is involved in each and every transaction.  This is a good man, operating a firm that has a great deal of integrity, and if you need a loan, this is the firm to use.