Local Charlotte North Carolina Mortgage Broker
97% and 100% Mortgage Financing with No Monthly Mortgage Insurance and with conforming rates!!!
Yes, we have several programs that are still available to homebuyers who are looking to purchase a home with no downpayment requirement.
DreamMaker Program - 97% Max LTV.... no property location restrictions, No Monthly Mortgage Insurance, 680 Minimum Credit Score - Non Traditional Credit is OK, Secondary Stated Income is OK
Rural Advantage Program - 97% Max LTV... some property location restrictions apply, No Monthly Mortgage Insurance, 680 Minimum Credit Score - Non Traditional Credit is OK, Secondary Stated Income is OK
USDA Rural Housing Program - 100% Max LTV... Property location restrictions do apply. This government subsidized mortgage product is for any borrower who is purchasing a home outside a major city area. No Minimum Credit Score, No Monthly Mortgage Insurance, First Time Home Buyers OK. Visit Website for complete details.
If you are looking to purchase a home in Mecklenburg, Cabarrus, Union or Gaston County call our mortgage branch for your free prequalification. Feel free to speak directly with John Popp, Branch Manager, who has over 21 years of mortgage experience.
Other Mortgage Products we offer:
Our Top 100% and 97% Mortgage Financing Programs Click Here Want to Refinance Your Current Mortgage Click Here Need a Reverse Mortgage in South Carolina Click Here Refinancing a Subprime Mortgage - check out our Subprime Product of the month Click Here Need to Repair your Credit before applying Click Here
Customers first
If you are looking for a mortgage loan in the Charlotte area of North Carolina call us Now or Apply On Line. As a Local Charlotte, NC broker we treat all of our borrowers with the utmost respect. Our Local Charlotte Mortgage Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Whether you are Purchasing and need a 100% First Time Home Buyer Mortgage or Refinancing for Debt Consolidation, Home Improvement or just to lower your payment our goal is to make the loan process as simple and worry-free as possible. We even offer the USDA Rural Housing Mortgage Program. We pride ourselves in offering the Residents of Charlotte, North Carolina the highest level of customer service, and appreciate the opportunity to earn your mortgage business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. Whether you are located in Charlotte, Concord, Cary, Harrisburg, Mooresville, Wake Forest, Huntersville or any other city in North Carolina we are here to help you obtain your conforming mortgage, FHA mortgage, VA mortgage, USDA Mortgage or Subprime mortgage loan purchase or refinance at the best rate possible. Do not forget to check out our many First Time Home Buyer Programs if you are a First Time Home Buyer. Home loans is what we do best at low competitive rates. Call now and speak to a North Cartolina Mortgage Company Representative today!
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