Need a NEW roof???

Replacing Your Roof    The age of your roof is usually the major factor in determining when to replace it. Most roofs last many years if properly installed and often can be repaired rather than replaced. An isolated leak usually can be repaired. The average life expectancy of a typical residential roof is 15 to 20 years. Water damage to a home's interior or overhangs is commonly caused by leaks from a single weathered portion of the roof, poorly installed flashing, or from around chimneys and skylights. These problems do not necessarily mean you need a new roof.   Fire-Resistant Materials   Some roofing materials, including asphalt shingles and especially wood shakes, are less resistant to fire than others. When wildfires and brush fires spread to houses, it is often because burning branches, leaves, and other debris buoyed by the heated air and carried by the wind fall on roofs. If the roof of your house is covered with wood or asphalt shingles, you should consider replacing them with fire-resistant materials. You can replace your existing roofing materials with slate, terra cotta or other types of tile, or standing-seam metal roofing. Replacing roofing materials is difficult and dangerous work. Unless you are skilled in roofing and have all the necessary tools and equipment, you will probably want to hire a roofing contractor to do the work. Also a roofing contractor can advise you on the relative advantages and disadvantages of various fire-resistant roofing materials.   Hiring a Licensed Contractor   One of the best ways to select a roofing contractor is to ask friends or relatives for recommendations. You may also contact a professional roofers association for referrals. Professional associations have stringent guidelines for their members to follow. The roofers association in your area will provide you with a list of available contractors. Follow these guidlines when selecting a contractor...

• Get three references and review past work
• Get at least three bids. 
• Get a written contract and don't sign anything until you completely understand the terms. 
• Pay 10 percent down or $1,000 whichever is less. 
• Don't let payments get ahead of the work. 
• Don't pay cash. 
• Don't make final payment until you're satisfied with the job. 
• Don't rush into repairs or be pressured into making an immediate decision

You've Chosen the Contractor... What About the Contract?   Make sure everything is in writing. The contract is one of the best ways to prevent problems before you begin. The contract protects you and the contractor by including everything you have both agreed upon. Get all promises in writing and spell out exactly what the contractor will and will not do.   ...and Permits?   Your contract should call for all work to be performed in accordance with all applicable building codes. The building codes set minimum safety standards for construction. Generally, a building permit is require whenever structural work is involved. The contractor should obtain all necessary building permits. If this is not specified in the contract, you may be held legally responsible for failure to obtain the required permit. The building department will inspect your roof when the project has reached a certain stage and again whe the roof is completed.   ...and Insurance?   Make sure the contractor carries worker's compensation insurance and general liability insurance in case of accidents on the job. Ask to have copies of these policies for your job file. You should protect yourself from mechanics' lien against your home in the event the contractor does no pay subcontractors or material suppliers. You may be able to protect yourself by having a release of lien clause in your contract. A release of lien clause requires the contractor, subcontractors and suppliers to furnish a certificate of waiver of lien. If you are financing your project, the bank or lending institution may require that the contractor, subcontractors and suppliers verify that they have been paid, before releasing funds for subsequent phases of the project. A leaky roof can damage ceilings, walls, and furnishings. To protect buildings and their contents from water damage, roofers repair and install roofs made of tar or asphalt and gravel; rubber or thermoplastic; metal; or shingles made of asphalt, slate, fiberglass, wood, tile, or other material. Roofers also may waterproof foundation walls and floors.   Keep these points in mind if you plan to have your existing roofing materials replaced:

• Tile, metal, and slate are more expensive roofing materials, but if you need to replace your roofing anyway, it may be worthwhile to pay a little more for the added protection these materials provide. 
• Slate and tile can be much heavier than asphalt shingles or wood shingles. If you are considering switching to one of these heavier coverings, your roofing contractor should determine whether the framing of your roof is strong enough to support them. 
• If you live in an area where snow loads are a problem, consider switching to a modern standing-seam metal roof, which will usually shed snow efficiently.

For more info: HOMEINSPECTORUSA (John)