Ordinarily, we as Sacramento REALTORS do not get that involved with a home buyer's mortgage process. That's between the lender and the buyer. We absolutely do NOT get involved when the buyer is using our preferred mortgage lender because those guys are always on the ball. Nothing falls through the cracks with them. They are the most dedicated mortgage loan officers I've ever met. Incredible attention to detail and immediate action, which tends to prevent problems, even with TRID.
The problems that arise, of course, often originate when the buyer elects another lender such as the credit union or a major lending institution simply because they bank at those institutions. I'm finding out what it is like being on the other end as a buyer, and let's just say it's pretty astonishing what buyers have to go through. Nothing like first-hand experience to shake up my attitude a little bit. At least I know how to troubleshoot but a regular buyer would not. I have already saved myself huge future problems that I know, without fail, a buyer would not know how to do.
You can read more about this and see the photo of me recouping after dealing with TRID paperwork at my Hawaii lanai in my personal blog today at this link: A Newfound Empathy for Home Buyers and TRID.
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