Special offer

If Santa had to follow TRID Rules:

By
Mortgage and Lending with Diamond Residential Mortgage Corporation 031.0016549 NMLS#219299

 

I was going to deliver presents on the 25th of December as usual, but due to hidden messages within TRID, I now have to follow proper guidelines. That being said below is my revised holiday schedule.

 

Please make sure you submit your initial list at least 14 days prior to the 25th. This list will be called your IPD (Initial Present Disclosure.) You will then have 3 days before the expiration to modify or change that list.

 

If you change your IPD wish list, my EDT (Elf Disclosure Team) will send you a COCPL (Change of Circumstance Present List) which must have a valid reason such as, “I no longer want a waffle maker, but would like a healthy shake maker instead.”

 

At that point, once everything is confirmed, we will issue you a final SPD (Santa Present Disclosure) which will go out to everyone immediately, including closers and funders. Yours will go out 24-48 hours after others. At that point, you have 3 days to decide if you want your presents or decline.

 

Then I will mount my sleigh and deliver the presents. You will have to wait 3 more days to open your presents, but if you’re not in a NEW home, you will have 3 more days to return the presents and forget the entire thing,

 

HO HO HO Happy Holidays,

 

 

Posted by

 

 

"Wealth is what you accumulate, not what you spend." 

 
With Respect; 

William Piotrowski

Mortgage Originator  
Originator License # 031.0016549
N.M.L.S #219299 

 

582 Oakwood Ave

Lake Forest IL 60045

 

Cell.(630).881.8655

E.fax (888).845.2691

 

State License NMLS FaceBook  Truila

 

 

David Gibson CNE, 719-304-4684 ~ Colorado Springs Relocation
Colorado Real Estate Advisers LLC - Colorado Springs, CO
Relocation, Luxury & Lifestyle residential

William,
Now that is too funny. Good thing you have an expensive, hard to learn and use software program to track those requests.

Dec 22, 2015 08:08 AM
William Piotrowski

Happy Holidays David

Dec 22, 2015 08:16 AM
Barbara Le Pine
ADVANTAGE REAL ESTATE, serving Lincoln County - Newport, OR
Your agent for the Central Oregon Coast!

I did not understand TRID before I read Santa's version! Thanks for the lesson!

Dec 22, 2015 08:25 AM
William Piotrowski

Happy Holidays Barbara

Dec 22, 2015 08:50 AM
Joan Dickie
Keller Williams Premier Realty - La Crosse, WI
Keller Williams Premier Realty

Thank you VERY much for this.  I wish I could like it 10 more times.

Dec 22, 2015 10:12 AM
William Piotrowski

Happy Holidays Joan 

Dec 22, 2015 11:50 AM
Stefan Winter
Real Estate in IL & NV | Owner of Real Estate Web Tech | Daily Vlogger - Las Vegas, NV
Owner - Winter Group & Real Estate Web Tech

Great post, hopefully they wont come up with stupid laws like this any other places, but who knows. Happy Holidays.

Dec 22, 2015 12:06 PM