With gas over $3.40 a gallon here we have had to cut back on everything. So this is what we have done to save, and my kids will tell you it can be rough, but we have stuck with it.
1. If we can't pay cash for it , we don't buy it. Good bye credit cards, we paid them off and have 1 ER card, and I do mean emergency.
2.My kids were running up there cells bills, and the contract was up , so we got them pay as you go phones and give them $20.00 a month. They found a unlimited text plan, so now they text only and have emergency calling. The good thing I can't hear them fussing about my response!!!
3. Our spending is now on a need instead of want plan. When we have extra money we decide together on what we really want to purchase.
4. Grocery's are a hard one, my son eats a lot, so I watch the sale adds and make a list of bargains. Most of the time if its not on sale I wait until It is before I buy. We planted a small salad type garden, and use produce stands for better deals on vegetables. I buy meats on sale and think of many ways to fix it as possible. I use coupons like crazy
5 I work from home and it really saves. I eat lunch at home and quit buying lunch out . I even feel better, because I am eating healthy. We have parked the big truck and share our Vibe. it gets 40 mph, and we only use truck when we have to.
So this is our plan , got any ideas? The funny thing is it really isn't hurt us a bit to make these changes, and no one is fussing about it.
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