A Home Warranty Does Not Replace A Home Inspection

A Home Warranty Does Not Replace A Home Inspection

I almost choked on my Doritos. Over lunch an agent buddy told me he no longer recommends home inspections. Why I asked? Because I always get the seller to pay for a home warranty, hence an inspection is a waste of time.  Since the Doritos safely passed, let's consider some important reasons to pay for a professional home inspection.

1. The professional home inspection might make you RUN  from the home-- This is rare, but on occasion the inspection will bring to light something awful, or something just awfully expensive. A home protection plan doesn't enter the picture until AFTER the home is in your name.
2. The professional home inspection gives you power in negotiating repairs-- It's one thing to plead to the owner that the plumbing needs work. Imagine having a written report along with color pictures. Makes a strong "Exhibit A".
3. Some warranties limit your claim-- Imagine moving into a home and the HVAC (central air) system is shot. Replacement could be North of 5,000 dollars. What if your plan limit is 1,500 bucks? Guess how makes up the difference???
4. Most warranty plans have a deductible-- Even if a claim is covered, the new owner could face a 75-100 dollar service fee, PER INCIDENT. What if something is wrong with the plumbing, air, and electric? Yep, that's three fees...

At Bayou Properties Realty, we agree that home protection plans are an important part of the puzzle.

To fully protect the buyers, a professional home inspection is a must. In fact, if a buyer elects NOT to have a professional home inspection we have him/her sign a "we told you so" form.

Searching for a Realtor in greater Alexandria/Pineville Lousiana? Give Doug Rogers (318) 613-1994 a call today! I will represent your interest from start to finish!