The following link (and the table below) are the federal guidelines from Fannie Mae …set forth on March 29. 2016 regarding leased solar panels and the first paragraph is if the PV Panels are OWNED. All sellers will face this same dilemma (if the solar company is not agreeing to these terms) when selling their properties with leased panels.
This means all the difference in the world in obtaining a great mortgage for a home with PV Panels that are LEASED. Even PREPAID Lease for 20 years doesn't mean much if the Solar Company does not comply with these terms!