Special offer

Free Annual Credit Report

By
Real Estate Broker/Owner with M & M Realty of Brevard Inc. BK629999

Do you know what's on your credit report?
Get your FREE ANNUAL CREDIT REPORT today!

Today, it is important to review your credit report on a regular basis, due to the increase in identity theft. If you are considering buying a home soon, it is important to know what info your credit report contains before starting the homebuying process.

According to the Federal Trade Commission in 2003  FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com

or by Telephone:(877)-322-8228

or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281

 

Melody Botting
Broker Associate PenFed Realty - San Antonio, TX
You Deserve The Best
I thought you had to be turned down, then you could request a free report.  I agree we all need to keep an eye on our credit!
Apr 28, 2008 03:27 AM
Sandy Shores FL Realtor®, Melbourne Real Estate
M & M Realty of Brevard Inc. - Melbourne, FL
Brevard County Real Estate, Florida's Space Coast

Melody,

Check the Federal Trade Commission website, I included a link.  I have been checking my credit through this website for several years, to be sure there is no erroneous information on it.  It's a great tool for us as REALTORS, and it's a great tool for perspective home buyers.   Sandy

Apr 28, 2008 03:35 AM
DDR Realty
DDR Realty - Newburgh, NY
Orange County NY
Good information. Many buyers are surprised when I informed them that they are entiltled to a free credit report annually.
Apr 28, 2008 04:26 AM
Anonymous
Anonymous

Derrick,

I know so many that are unaware that they are entitled to a free report.  However, the buyers that have pulled their report before applying for a mortgage are so much more prepared than those that don't.   Sandy  

Apr 28, 2008 04:39 AM
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