Bigots are not a protected class

Reblogger Ginger Harper
Real Estate Agent with Coldwell Banker Sea Coast Advantage 93383

Right.  WE do have choices of the folks that we allow to take up our time.

Original content by John Meussner NMLS #138061 MMCD #1141

Bigots are not a protected class

 

 

     Under ECOA law, lenders are not allowed to discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, or the receipt of public assistance.  Please note that within this list of protected classes, "Bigots" is not listed as a protected class.  I'm extremely thankful for this, because I refuse to do business with them.Mortgage Racism

 

 

     Yesterday, I had a client inform me that she was having trouble getting a loan because she was white & American.  Huh?  Can you please send in the denial letter from another lender that says you were denied a loan because you're white & American?  I'm no lawyer, but I'm pretty sure we're making a pretty penny off the lawsuit I'll help you file!

 

 

     "Also because I'm not  drug dealer".  Ohhhh, I see where this is going (ok, ok, I saw where this was going much earlier in the conversation).

 

 

      So because you're white, American, and not a drug dealer, you can't get a loan?  That's odd, because I just funded two loans last week for white, non-drug dealing Americans with no trouble at all.  We've got another one funding next week.

 

     It's hard to believe that in 2016 I still have to have conversations like this with people, but thankfully I don't have to tolerate them, and I certainly don't have to do business with them.  This particular person was a nurse, which is a terrifying proposition - she couldn't qualify because her hours were sporadic and her income varied over the past few years from 'next to nothing' to 'a little more than next to nothing', which she of course blamed on her skin color and nationality.

 

 

     I'd venture a guess that the lack of hours are because perhaps her employer is familiar with her temperament and beliefs - I certainly wouldn't want her around caring for people of all backgrounds with her attitude and mindset.

 

 

You want help getting a mortgage?  Too bad.  I can turn you away for being a bigot.

 

Bigots are not a protected class

John Meussner

NMLS# 138061

Visit My Website!

 

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