Credit restoration and Repair - What is up with all of these companies?

Credit Restoration and/or Repair What is up with these credit repair services anyways? I have been wondering this for about 1 year now. I see the ads, both on tv and in print ads, everywhere! What is it that they are doing? Honestly, it is what you or I can do for ourselves. If you don't know where to start, ask me. I will tell you exactly what your first steps will be.

This happens to be a re-accurring conversation that I have with people all of the time. What you really need to do is subscribe to more credit to create tradelines on your report. Make those payments on time, by the way. This will help you to build credit. You can start really smaill. You can access credit to purchase everyday items and retain your payment until it is due, which could be 30 days ahead of your purchase.

Gas cards, low credit limit credit cards, etc. You really need activity on the report, this is what comprises a report. I know that I always want to pay cash for everything. In fact, I feel a bit shameful paying for groceries or gas on credit. The goal here is not to pay interest on these charges, but to pay them off monthly and create a history.

Pride is paying cash.......this philosophy is out, old school. Remember Donald Trump leveraging credit to the max and laughing all the way to the bank.

If you want better credit terms, you have to get a better credit score! bottom line..

If I can give you all of the information and you want to pursue your own restoration, I will be with you to assist in any way that I can. We can not allow others to decide our future, if only, they have our record, but not our truth or destiny.