Single Women Home Buyer Tips

Real Estate Agent with RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate

Single Women Buying Real Estate Are a Big Market


It is more of an untapped home buyers' market...single women buying real estate...that needs to be focused on more so by real estate agents.  The young


Are a Market

of Strong Home Buyers

professional woman is the biggest segment after married couples home buying now and that is expected to grow.  As I have found this year, they need real guidance and many are not the hammer and screwdriver type but are totally willing to learn home improvement!


So what as Realtors can we offer them for home buying tips and guidance:


-  Work with a proven mortgage lender.  Suggest ones that will communicate well and provide a diversity of programs and affordable closing costs.

-  Fully understand the closing costs besides the down payments involved with home buying (appraisal fee, oil adjustments, attorney costs & related closing items).  Make sure they have monies for it all.

- Emergency funds for housing repairs for at least 3 months or more after closing in case something befalls them .

- Provide them with true expectations on what it will cost to buy into a neighborhood that they want.

- Ask them how long they will live there.  May not be known but if they are thinking of moving because of her job in a couple of years suggest buying down in home price instead of up.  If another real estate downturn happens they can weather it better.

- If they want to buy a condo go over early the added costs with monthly condo fees and whether or not they can still qualify to buy one.

- Provide them with a choice of picky home inspectors who really look at a house from top to bottom.

- Communicate doubly, double check they understood and remember items to do in the home buying process (have printed lists for them) and ensure you stay engage with them through the process.  


Of course there are more but let us be realistic about them also.  If they find the best and a trusted agent to work with, he/she will have their backs.  Guide them well and know that these women have great buying power in the home industry today and in the future.


My two cents from a RI real estate agent's perspective.  When I was a home buyer I was left hanging out there with little guidance.  My memories of that experience stick with me today on all my transactions so I do it better for others.

Women in real estate home buying are a market to be worked with well.


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This blog © and its contents is original to Ginny Lacey Gorman

the RI waterfront Realtor of Choice


Ginny L. Gorman, a purveyor of Fine RI Waterfront Real Estate   

Specializing in waterfront, ocean front, vacation, coastal and luxury homes for sale in North Kingstown, South Kingstown, Narragansett, Jamestown, Charlestown, East Greenwich, Exeter, West Greenwich RI and beyond ...  I sell dreams!  Because there is no place like home...the RI Real Estate Agent in the Sparkly Red Shoes.


Looking for a knowledgeable Rhode Island Real Estate Agent?  Let me GOOGLE one for you!


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cell: 401.529.7849      Ginny Lacey Gorman, Realtor




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  1. Winston Heverly 08/28/2016 02:21 PM
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Sally K. & David L. Hanson
Keller Williams 414-525-0563 - Brookfield, WI
WI Realtors - Luxury - Divorce - Short Sale

Great topic Ginny Gorman well we know...this is a scenario we see all the time working with divorce.  Many times while women "picked out the house"...the men may have dealt with the other details...physical and financial and this is just like a first time home buying experience for them.

Jun 02, 2016 09:23 PM #16
Andrea Swiedler
Berkshire Hathaway HomeServices New England Properties - New Milford, CT
Realtor, Southern Litchfield County CT

Ginny, great post! It is like taking a car to a trusted mechanic when you are a woman. You better trust the person you go to. 

Jun 02, 2016 10:25 PM #17
JoAnn Moore
The Mortgage Market of Delaware - Georgetown, DE
Home Loans in Delaware

Great educational piece Ginny. We have been finding there are more and more single women purchasing homes.   

Jun 02, 2016 10:30 PM #18
Bob Betel
Allstar Home Mortgage, Inc. - Sweetwater, TN
President, Allstar Home Mortgage, Inc

Good points for everyone, not just for women. A good agent and a good lender should communicate well with the client

Jun 02, 2016 11:44 PM #19
Nicole Doty - Gilbert Real Estate Expert
Zion Realty - Gilbert, AZ
Broker/Owner of Zion Realty

I have definitely been following the statistics in the single women home buying market nationwide but so far it hasn't really follwed suit here in my market. 

Jun 03, 2016 12:47 AM #20
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Statistics will tell you 2 important things about female homebuyers, Ginny Gorman ... 1. There are more single females buying homes than single males in most markets.  And 2, currently female homeowners are not realizing the same growth in home equity that males are.  

For me, that proves the validity of the points you present here.  There's definitely a niche open for agents ... and a great need by female buyers for solid advice and quality assistance.

Great post ...


Jun 03, 2016 05:47 AM #21
Patricia Kennedy
RLAH Real Estate - Washington, DC
Home in the Capital

Ginny, this has to be the very best part of the real estte marketplace.  These buyers are savvy and appreciate good agents.

Jun 03, 2016 12:47 PM #22
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Ginny Gorman yep, the segment that is growing - thanks to independence of women. 

I am sure many RI single women will find you through this post.

Jun 03, 2016 04:07 PM #23
Sharon Parisi
United Real Estate Dallas - Dallas, TX
Dallas Homes

This is valuable information for all buyers.  Many potential single female buyers put off buying due to lack of information about the process.  Tips and guidance from a trusted real estate professional empowers them make a decision to purchase home.

Jun 03, 2016 04:12 PM #24
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Ginny. As a single woman I relate to everything you spelled out here. There was no consideration to my needs when I bought but I learned from this and did better.

Jun 03, 2016 09:06 PM #25
Lottie Kendall
Today | Sotheby's International Realty - San Carlos, CA
Serving San Mateo County and San Francisco

Hi Ginny - I've loved working with single women; they have been focused, decisive and realistic. 

Jun 04, 2016 03:48 AM #26
Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Ginny- excellent post.  Your points highlight the need for any buyer to make sure they are working with the very best to guide them through this process; to help them ask the questions that need to be asked.  

Jun 04, 2016 10:02 AM #27
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Ginny. 26% of my mortgage practice is single women and growing.

A well deserved feature!

Jun 04, 2016 09:12 PM #28
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude - Carlsbad

Hi Ginny

This is such a well-done post with lots of essential information for single women buyers. Most of my buyers tend to be married couples, with about 15% single women on average over the last several years.


Jun 05, 2016 12:48 AM #29
Mary Hutchison, SRES, ABR
Better Homes and Gardens Real Estate-Kansas City Homes - Kansas City, MO
Specializing in Brookside, Waldo, Prairie Village

Good advice.  I've helped single women purchase homes--they are usually very educated about the process and what they want.  They understand the benefits of home ownership!

Jun 05, 2016 11:46 AM #30
Greg Mona
RE/MAX Platinum Living - Scottsdale, AZ
YOUR Local Real Estate and Design Resource in AZ!

Great post Ginny Gorman!  While my experience representing single women buyers is limited, those experiences were very positive, as they asked a lot of great questions, acted in a timely manner getting documents signed, records gathered, etc., and were very appreciative of my efforts along the way.  From what I've read recently, single women are representing a larger and larger share of the home buying public.

Jun 06, 2016 03:17 AM #31
Anna Hatridge
Goodson Realty - Farmington, MO
Missouri Realtor with Goodson Realty

Thank you for this post.  It is so important to be prepared for all types of buyers.

Jun 06, 2016 03:34 AM #32
Jan Green
Value Added Service, 602-620-2699 - Scottsdale, AZ
HomeSmart Elite Group, REALTOR®, EcoBroker, GREEN

Very smart advice.  And since you experienced it first hand, it's great that you an relate and know what advice and tips to offer!

Jun 07, 2016 02:34 PM #33
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams fox cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Thanks for the insight, an important part of the home buying population that often gets overlooked.

Aug 28, 2016 04:27 PM #34
Karen Hellier
Freelance Writer - Big Canoe, GA
Freelance Writer for Professionals, North Georgia

What a great post with wonderful tips. I recently moved down to North Georgia from New England (CT) about 30 minutes from the Rhode Island border. It was nice to read this post from a fellow New Englander!

Aug 29, 2016 02:13 AM #35
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Ginny Gorman

Homes for Sale in North Kingstown RI and beyond
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