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Home Buyers: Your Credit is Critical

By
Real Estate Agent with Berkshire Hathaway HomeServices Anderson Properties TX Real Est. 567774

 

Home  Buyers: Your Credit is Critical



So you you believe you want to buy a home? Make sure you’re aware of your credit score. If you are unsure of your credit score, be advised that every time you run a credit check, your credit is affected. Being realistic about your finances will help prevent you from a major disappointment down the line, and help draw up an accurate budget of how much house you can afford. As an Accredited Buyer’s Representative (ABR®) , competent Realtor and CPA, I have worked with clients from many financial backgrounds, and promise to serve as your home buying resource. Please take the time to read the informative article, concerning credit issues, which I have provided a link below.


If you have any concerns or question contact me as I look forward to hearing from you!  


5 Credit Problems That Can Destroy Your Home Dreams by Karla Bowsher. Copyright © 2016 Money Talks News.


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Home  Buyers: Your Credit is Critical

Posted by

© 2016 Bob Gilbert Real Estate

 

Accredited Luxury Home Specialist

 

Note: Katy TX is about 25 -30 miles due West of downtown Houston TX.

 

If you have any questions about Katy Homes for Sale or Katy Homes for Rent in the Katy Texas and/or Sugar Land TX, and/or Cypress TX and/or other surrounding areas, contact me via my cell: 281-904-6772 or via Email:

 

 

 bobgilbert2003@msn.com or bob@bobgilbert.com

or visit me on my web site at

 

http://www.katyhomefinder.com

or visit me on Google plus

and FaceBook at https://www.facebook.com/bobgilberttx

 

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our mobile website at http://katytx.realbird.com

 

 

 

 

 

 

 

 

 

 

 

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© 2007- 2016 Bob Gilbert 

 

 

 

 

 

 

 

 

 

 

 

  

       

                      

 

 

 

 

 

 

 



Comments(13)

Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Bob,

Good information on the subject of credit rating.  Another one of those things that could us some overhaul in my opinion.  A

Jun 06, 2016 07:06 AM
CA COASTAL ESTATES Lauren Selinsky Perez CRS
California Coastal Estates - Aliso Viejo, CA
"Your Real Estate Broker" #oclauren

I always make sure I get updates personally as well. The various companies give you an alert if changes are made.

Jun 06, 2016 07:43 AM
Yolanda Cordova-Gilbert
Richmond, TX

Bob,

 Some buyers have no idea how critical their credit scores are to the whole process.

Jun 06, 2016 08:03 AM
Noah Seidenberg
Coldwell Banker - Evanston, IL
Chicagoland and Suburbs (800) 858-7917

These words are so true Bob, I wish I could get this point across to all the prospective buyers who cross my path.

Jun 06, 2016 08:07 AM
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC

Bob 

your post is right on point the buyers credit score is an important part of a successful real estate transaction.

Good luck and success.

Lou Ludwig

Jun 06, 2016 12:33 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Bob Loved this post and I remember forty plus years ago when my father instilled in me the facts... make sure your credit remains good... and if you need money let me know but do not ruin your credit... my Dad was a wise man... needless to say the point is still valid...Endre

Jun 06, 2016 05:07 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Hi Bob.  Prospective buyers really should do all they can to improve their credit scores.

Jun 06, 2016 08:25 PM
Roy Kelley
Retired - Gaithersburg, MD

Smart consumers will order their credit reports at least one time each year.

Jun 06, 2016 10:19 PM
Robert Bob Gilbert
Berkshire Hathaway HomeServices Anderson Properties - Katy, TX
Your Katy TX ( West of Houston) Real Estate Expert

Thank for stopping by and commenting. It does amaze me how many folks have no idea their credit poasture is very important for buying a home. 

Jun 07, 2016 06:07 AM
Wayne Zuhl
Remax First Realty II - Cranford, NJ
The Last Name You'll Ever Need in Real Estate

So often, buyers thinnk that if their credit was good 2 months ago, it's still good, despite purchases, job changes, etc. Smart post.

Jun 07, 2016 10:48 AM
Robert Vegas Bob Swetz
Las Vegas, NV

Hello Bob ...

Yes credit is critical unless your paying cash for everything  sorry buddy, I couldn't resist 

Jun 07, 2016 11:00 AM
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

My sister will be refinancing her home. I asked how is your credit score. She said it was 740. I gave her a high five :)

Jun 07, 2016 11:39 AM
Sharon & Bruce Walter
Keller Williams Realty Lafayette, IN - Lafayette, IN
West Lafayette homes for sale

Bob, this is great information for all of us.  I forgot that you were also a CPA!!!!

Aug 02, 2016 03:04 AM